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Schwab Income Mutual Fund Select List
Schwab Income Mutual Fund Select List Strategic Asset Allocation - Optimal Moderate
Schwab Income Mutual Fund Select List Strategic Asset Allocation - Optimal Moderate
live (public) 0.09% May 20
Delayed
Holdings (As of 03/31/2022)
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| Asset | Fund in this portfolio | Price change* | Original Fund Description | Percentage |
|---|---|---|---|---|
| General Bond | SAMBX (RIDGEWORTH SEIX FLOATING RATE HIGH INCOME FUND I SHARES) | 0.12% | RidgeWorth Seix Floating RT High Inc I | 20.05% |
| US Equity | AMFFX (AMERICAN MUTUAL FUND CLASS F-1) | 1.27% | American Funds American Mutual F-1 | 17.30% |
| US Equity | PRFDX (T. ROWE PRICE EQUITY INCOME FUND T. ROWE PRICE EQUITY INCOME FUND) | 1.47% | T. Rowe Price Equity Income | 15.81% |
| CASH | CASH (CASH) | 0.0% | CASH | 1.29% |
| Real Estate | CSRSX (COHEN & STEERS REALTY SHARES COHEN & STEERS REALTY SHARES) | 1.70% | Cohen & Steers Realty Shares | 7.59% |
| International Equity | SICNX (SCHWAB INTERNATIONAL CORE EQUITY FUND INSTITUTIONAL SHARES) | 1.79% | Schwab International Core Equity | 8.77% |
| International Equity | JDGTX (INTECH GLOBAL INCOME MANAGED VOLATILITY FUND CLASS T) | 1.48% | INTECH Global Dividend T | 9.67% |
| Long Term Bond | NOTEX (NORTHERN TAX-EXEMPT FUND NORTHERN TAX-EXEMPT FUND) | 0.20% | Northern Tax-Exempt | 4.55% |
| Inflation Protected Bond | LIFAX (LORD ABBETT INFLATION FOCUSED FUND CLASS A) | 0.40% | Lord Abbett Inflation Focused A | 14.97% |
* Day change on 03/31/2022.
Previous
Beta
Performance (As of 05/20/2022)
Since 12/31/2000
| Name | YTD* Return |
1Yr AR** |
3Yr AR** |
5Yr AR** |
10Yr AR** |
15Yr AR** |
|---|---|---|---|---|---|---|
| Schwab Income Mutual Fund Select List Strategic Asset Allocation - Optimal Moderate | -7.6% | -2.8% | 4.4% | 4.3% | 6.3% | 4.4% |
| VFINX (Vanguard (S&P 500) Index) | 6.6% | 24.7% | 8.1% | 13.4% | 12.4% | 14.5% |
| VBINX (Vanguard Balance (60% stocks/40% bonds) | 2.6% | 14.0% | 2.5% | 7.6% | 7.6% | 9.6% |
* YTD: Year to Date
** AR: Annualized Return
| Last 1 Week* | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Since 01/02/2001 |
2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return(%) | -0.8 | -2.8 | 4.4 | 4.3 | 6.3 | 4.4 | 5.3 | 5.2 | -7.6 | 13.2 | 4.0 | 12.0 | -5.3 | 11.8 | 6.6 | -0.1 | 4.8 | 14.8 | 13.5 | 1.6 | 10.5 | 18.8 | -21.9 | 2.3 | 11.8 | 6.0 | 9.4 | 16.3 | -3.9 | 3.0 |
| Sharpe Ratio | NA | -0.38 | 0.32 | 0.35 | 0.66 | NA | NA | 0.42 | -0.81 | 1.92 | 0.2 | 2.05 | -0.89 | 3.13 | 0.89 | -0.01 | 0.76 | 2.11 | 1.92 | 0.12 | 1.01 | 1.12 | -1.02 | -0.08 | 1.53 | 0.66 | 1.46 | 2.06 | -0.46 | 0.08 |
| Draw Down(%) | NA | 7.9 | 25.6 | 25.6 | 25.6 | NA | NA | 36.6 | 7.9 | 3.2 | 25.6 | 2.7 | 10.7 | 1.3 | 5.2 | 7.2 | 5.8 | 6.9 | 5.2 | 13.2 | 8.5 | 17.0 | 31.3 | 6.3 | 4.1 | 4.2 | 6.5 | 7.3 | 14.5 | 8.8 |
| Standard Deviation(%) | NA | 7.7 | 12.5 | 10.4 | 8.8 | NA | NA | 10.4 | 9.5 | 6.8 | 19.3 | 5.2 | 7.4 | 3.6 | 7.2 | 7.8 | 6.3 | 7.0 | 7.0 | 13.3 | 10.4 | 16.7 | 22.4 | 9.2 | 5.6 | 5.8 | 5.8 | 7.6 | 11.0 | 8.1 |
| Treynor Ratio | NA | -0.07 | 0.08 | 0.08 | 0.12 | NA | NA | 0.09 | -0.22 | 0.27 | 0.07 | 0.29 | -0.16 | 0.25 | 0.12 | 0.0 | 0.09 | 0.25 | 0.26 | 0.03 | 0.19 | 0.31 | -0.43 | -0.01 | 0.16 | 0.07 | 0.19 | 0.38 | -0.12 | 0.02 |
| Alpha | NA | 0.0 | -0.01 | -0.01 | 0.0 | NA | NA | 0.01 | -0.01 | 0.0 | -0.02 | 0.0 | -0.02 | 0.01 | 0.01 | 0.0 | 0.0 | -0.01 | 0.02 | 0.0 | 0.01 | 0.01 | 0.0 | -0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
| Beta | NA | 0.39 | 0.5 | 0.48 | 0.49 | NA | NA | 0.5 | 0.36 | 0.49 | 0.54 | 0.37 | 0.41 | 0.45 | 0.51 | 0.48 | 0.52 | 0.6 | 0.52 | 0.56 | 0.56 | 0.6 | 0.54 | 0.56 | 0.52 | 0.53 | 0.46 | 0.41 | 0.41 | 0.34 |
| RSquared | NA | 0.82 | 0.89 | 0.89 | 0.89 | NA | NA | 0.91 | 0.82 | 0.89 | 0.93 | 0.79 | 0.9 | 0.72 | 0.87 | 0.9 | 0.88 | 0.9 | 0.91 | 0.95 | 0.93 | 0.96 | 0.97 | 0.96 | 0.88 | 0.87 | 0.77 | 0.87 | 0.95 | 0.8 |
| Sortino Ratio | NA | -0.5 | 0.41 | 0.45 | 0.88 | NA | NA | 0.57 | -1.02 | 2.78 | 0.25 | 2.96 | -1.11 | 5.03 | 1.24 | -0.02 | 1.06 | 3.01 | 2.98 | 0.15 | 1.45 | 1.62 | -1.33 | -0.1 | 2.35 | 0.97 | 2.12 | 3.13 | -0.65 | 0.11 |
| Yield(%) | N/A | 3.55 | 4.19 | 4.4 | 4.72 | N/A | N/A | 4.89 | 0.6 | 4.43 | 4.45 | 3.45 | 4.98 | 4.78 | 5.04 | 4.57 | 5.03 | 7.0 | 4.27 | 4.09 | 4.06 | 3.89 | 3.34 | 7.52 | 6.51 | 6.3 | 4.24 | 4.48 | 4.05 | 5.51 |
| Dividend Growth(%) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
*: NOT annualized;YTD: Year to Date
**Inception: starting from 12/31/2000
Portfolio Description
This model portfolio uses Strategic Asset Allocation - Optimal
strategy. Asset weights of available asset classes
in Schwab Income Mutual Fund Select List are derived based on long term asset trends and their correlations.
For each major asset class, one or two funds are selected:
1. Risk allocation: the risk profile of this portfolio is 40.
The total allocation of the fixed income asset should be at least 40%.
2. Asset weights:
3. Fund selection: one or two top performing funds among 31 available funds in the plan are chosen for each asset.
They are usually equally weighted within the asset by default. Volatile funds or ETFs with small trading volume are ignored.
4. Rebalance frequency: the portfolio is reviewed by the strategy program monthly
and the above steps are repeated. Asset weights are rebalanced back to target allocation if it is necessary.
5.
Simulation: Performance data before this portfolio went public are obtained from historical simulation. They are hypothetical.
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