MyPlanIQ Major Brokerage Investor Schwab Commission Efficient ETFs

Schwab Commission Efficient ETFs

Investment Menu Rating:

Investment Options
Total Available Funds: 36
Asset Class Ticker Description Rating
REAL ESTATE
REAL ESTATE IYR US REIT (IYR)
Global Real Estate RWX International REIT (RWX)
Emerging Market
DIVERSIFIED EMERGING MKTS SCHE Schwab Emerging Markets Equity ETF SCHE
INTERNATIONAL EQUITY
WORLD STOCK ACWI iShares MSCI ACWI Index ACWI
FOREIGN SMALL/MID GROWTH SCHC Schwab International Small-Cap Eq ETF SCHC
Foreign Large Blend SCHF Schwab International Equity ETF SCHF
COMMODITIES
COMMODITIES BROAD BASKET DBC Commodities (DBC)
COMMODITIES GLD Gold (GLD)
Others
ROOT CASH Money Market
Total Available Funds: 36
Asset Class Ticker Description Rating
REAL ESTATE
REAL ESTATE IYR US REIT (IYR)
Global Real Estate RWX International REIT (RWX)
Emerging Market
DIVERSIFIED EMERGING MKTS SCHE Schwab Emerging Markets Equity ETF SCHE
INTERNATIONAL EQUITY
WORLD STOCK ACWI iShares MSCI ACWI Index ACWI
FOREIGN SMALL/MID GROWTH SCHC Schwab International Small-Cap Eq ETF SCHC
Foreign Large Blend SCHF Schwab International Equity ETF SCHF
COMMODITIES
COMMODITIES BROAD BASKET DBC Commodities (DBC)
COMMODITIES GLD Gold (GLD)
Others
ROOT CASH Money Market
FIXED INCOME
Intermediate-Term Bond AGG iShares Lehman Aggregate Bond AGG
Muni National Long MUB iShares S&P National Municipal Bond MUB
Intermediate Government IEI Intermediate Term Treasury Bond (IEI)
WORLD BOND BWX International Treasury Bonds (BWX)
SHORT GOVERNMENT SHY Short Term Treasury Bond (SHY)
Inflation-Protected Bond TIP iShares Lehman TIPS Bond TIP
Emerging Markets Bond EMB iShares JPMorgan USD Emerg Markets Bond EMB
High Yield Bond JNK High Yield Junk Bond (JNK)
LONG GOVERNMENT TLT Long Term Treasury Bond (TLT)
Long-Term Bond LQD iShares iBoxx $ Invest Grade Corp Bond LQD
Intermediate-Term Bond CFT iShares Lehman Credit Bond (CFT)
Short-Term Bond CSJ iShares Lehman 1-3 Year Credit Bond (CSJ)
US EQUITY
SMALL VALUE IWN iShares Russell 2000 Value Index IWN
SMALL BLEND IWM iShares Russell 2000 Index IWM
Small Growth IJT iShares S&P SmallCap 600 Growth IJT
SMALL VALUE IJS iShares S&P SmallCap 600 Value Index IJS
Small Growth IWO iShares Russell 2000 Growth Index IWO
LARGE GROWTH IWF iShares Russell 1000 Growth Index IWF
MID-CAP VALUE IJJ iShares S&P MidCap 400 Value Index IJJ
Mid-Cap Growth IJK iShares S&P MidCap 400 Growth Index IJK
LARGE BLEND IWB iShares Russell 1000 Index IWB
MID-CAP BLEND IJH iShares S&P MidCap 400 Index IJH
LARGE GROWTH SCHG Schwab U.S. Large-Cap Growth ETF SCHG
LARGE VALUE SCHV Schwab U.S. Large-Cap Value ETF SCHV
LARGE BLEND SCHB Schwab U.S. Broad Market ETF SCHB
SMALL BLEND SCHA Schwab U.S. Small-Cap ETF SCHA
LARGE BLEND SCHX Schwab U.S. Large-Cap ETF SCHX
Total Available Funds: 36
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
REAL ESTATE
REAL ESTATE IYR US REIT (IYR) 100% 1 60 0 0.4% 2.45%
Global Real Estate RWX International REIT (RWX) 98% 1 60 0 0.59% 3.15%
Emerging Market
DIVERSIFIED EMERGING MKTS SCHE Schwab Emerging Markets Equity ETF SCHE 42% 1 60 0 0.11% 3.09%
INTERNATIONAL EQUITY
WORLD STOCK ACWI iShares MSCI ACWI Index ACWI 96% 1 60 0 0.32% 1.87%
FOREIGN SMALL/MID GROWTH SCHC Schwab International Small-Cap Eq ETF SCHC 43% 1 60 0 0.11% 3.64%
Foreign Large Blend SCHF Schwab International Equity ETF SCHF 33% 1 60 0 0.06% 2.06%
COMMODITIES
COMMODITIES BROAD BASKET DBC Commodities (DBC) 94% 1 60 0 0.85% 4.84%
COMMODITIES GLD Gold (GLD) 93% 1 60 0 0.4% 0%
Others
ROOT CASH Money Market 0% 1 60 0 NA 5.5%
FIXED INCOME
Intermediate-Term Bond AGG iShares Lehman Aggregate Bond AGG 100% 1 60 0 0.03% 3.9%
Muni National Long MUB iShares S&P National Municipal Bond MUB 99% 1 60 0 0.05% 2.28%
Intermediate Government IEI Intermediate Term Treasury Bond (IEI) 98% 1 60 0 0.15% 3.35%
WORLD BOND BWX International Treasury Bonds (BWX) 98% 1 60 0 0.35% 1.97%
SHORT GOVERNMENT SHY Short Term Treasury Bond (SHY) 98% 1 60 0 0.15% 4.01%
Inflation-Protected Bond TIP iShares Lehman TIPS Bond TIP 97% 1 60 0 0.19% 2.5%
Emerging Markets Bond EMB iShares JPMorgan USD Emerg Markets Bond EMB 94% 1 60 0 0.39% 5.7%
High Yield Bond JNK High Yield Junk Bond (JNK) 93% 1 60 0 0.4% 6.76%
LONG GOVERNMENT TLT Long Term Treasury Bond (TLT) 91% 1 60 0 0.15% 4.26%
Long-Term Bond LQD iShares iBoxx $ Invest Grade Corp Bond LQD 64% 1 60 0 0.14% 4.54%
Intermediate-Term Bond CFT iShares Lehman Credit Bond (CFT) 0% 1 60 0 0.2% 0%
Short-Term Bond CSJ iShares Lehman 1-3 Year Credit Bond (CSJ) 0% 1 60 0 0.2% 1.81%
US EQUITY
SMALL VALUE IWN iShares Russell 2000 Value Index IWN 100% 1 60 0 0.24% 1.56%
SMALL BLEND IWM iShares Russell 2000 Index IWM 99% 1 60 0 0.19% 1%
Small Growth IJT iShares S&P SmallCap 600 Growth IJT 99% 1 60 0 0.18% 0.96%
SMALL VALUE IJS iShares S&P SmallCap 600 Value Index IJS 99% 1 60 0 0.18% 1.6%
Small Growth IWO iShares Russell 2000 Growth Index IWO 99% 1 60 0 0.24% 0.77%
LARGE GROWTH IWF iShares Russell 1000 Growth Index IWF 99% 1 60 0 0.19% 0.43%
MID-CAP VALUE IJJ iShares S&P MidCap 400 Value Index IJJ 98% 1 60 0 0.18% 1.68%
Mid-Cap Growth IJK iShares S&P MidCap 400 Growth Index IJK 98% 1 60 0 0.17% 0.66%
LARGE BLEND IWB iShares Russell 1000 Index IWB 97% 1 60 0 0.15% 1.01%
MID-CAP BLEND IJH iShares S&P MidCap 400 Index IJH 95% 1 60 0 0.05% 1.15%
LARGE GROWTH SCHG Schwab U.S. Large-Cap Growth ETF SCHG 25% 1 60 0 0.04% 0.28%
LARGE VALUE SCHV Schwab U.S. Large-Cap Value ETF SCHV 24% 1 60 0 0.04% 2.61%
LARGE BLEND SCHB Schwab U.S. Broad Market ETF SCHB 23% 1 60 0 0.03% 0.84%
SMALL BLEND SCHA Schwab U.S. Small-Cap ETF SCHA 23% 1 60 0 0.04% 1.79%
LARGE BLEND SCHX Schwab U.S. Large-Cap ETF SCHX 23% 1 60 0 0.03% 1.51%
Average Expense Ratio: 0.21%
Sign up to get fund ranking change alerts

Sign up and subscribe as an expert user to create plans with your own specified investment options.
Model Portfolios
Strategic Asset Allocation - Equal Weight: Click here to see this strategy description
Equal Weight & Regular Rebalance YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 0.3% 11.3% 3.2% 5.8% 4.7% 5.3%

Sign up or Login first to get rebalance emails for this portfolio

Strategic Asset Allocation - Optimal: Click here to see this strategy description
Optimal Weight & Regular Rebalance YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow -0.0% 84.2% 18.3% 15.0% 9.9% 9.0%

Sign up or Login and subscribe to get rebalance emails for this portfolio

Tactical Asset Allocation: Click here to see this strategy description
Dynamic Asset Switching YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 0.5% 7.1% 4.0% 6.4% 3.8% 5.6%

Sign up or Login and subscribe to get rebalance emails for this portfolio

Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click to Create Model Portfolio

Sign up or Login and subscribe to get rebalance emails for this portfolio
*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description
The plan consists of 36 funds. It covers 6 major asset classes and 28 minor asset classes. The major asset classes it covers are US Equity, Foreign Equity, Emerging Market Equity, Fixed Income, REITs and Commodity.

This plan uses Schwab's commission free ETFs (only if these ETFs are traded in a Schwab brokerage account), in addition to iShares ETFs. Since Schwab's ETFs only cover Domestic and International Equities, the additional ETFs are used to include other major asset classes including US REIT (IYR), Global REIT (IGR), Commodities (DBC, GLD), International Bonds (BWX), Fixed Incomes and Long/Intermediate/Short US Treasury Bonds (TLT, IEI, SHY) and High Yield Junk Bond (JNK). These additional ETFs are not commission free in a Schwab brokerage account.

Since Schwab ETFs have a very short history, the model portfolios are really meant for ongoing purposes. We recommend you to refer to Fidelity Commission Efficient ETFs plan for a longer history reference. (Please also note that for Fidelity Commission Efficient ETFs, it has more ETFs in US Domestic and International Equities. the comparison might not be exact).

The following is the list of Schwab commission free ETFs (as of 3/19/2010):

Schwab ETF Fund symbol & expense ratio comparison2
Domestic Equity ETFs Schwab Vanguard iShares SPDRs
Schwab U.S. Broad Market ETF™ SCHB
0.08%		 VTI
0.09%		 IWV
0.21%		 TMW
0.21%
Schwab U.S. Large-Cap ETF™ SCHX
0.08%		 VV
0.13%		 IVV
0.09%		 SPY
0.09%
Schwab U.S. Large-Cap Growth ETF™ SCHG
0.15%		 VUG
0.15%		 IVW
0.18%		 ELG
0.20%
Schwab U.S. Large-Cap Value ETF™ SCHV
0.15%		 VTV
0.15%		 IVE
0.18%		 ELV
0.21%
Schwab U.S. Small-Cap ETF™ SCHA
0.15%		 VB
0.15%		 IJR
0.20%		 DSC
0.32%
International Equity ETFs Schwab Vanguard iShares SPDRs
Schwab International Equity ETF™ SCHF
0.15%		 VEA
0.16%		 EFA
0.35%		 CWI
0.34%
Schwab International Small-Cap Equity ETF™ 
 SCHC
0.35%		 VSS
0.55%		 SCZ
0.40%		 GWX
0.59%
Schwab Emerging Markets Equity ETF™ 
 SCHE
0.35%		 VWO
0.27%		 EEM
0.72%		 GMM
0.59%


Register for FREE No Credit Card Required
Or Start FREE 30-day trial now >>
MyPlanIQ Newsletters
Get Started
Search

Members enjoy Free features

  • Customize and follow a diversified strategic allocation portfolio for your 401k, IRA and brokerage investments within minutes
  • Receive monthly or quarterly re-balance emails
  • Enter funds and percentages in your portfolio, see its historical performance and receive ongoing rebalance emails
  • Real time fund ranking and selection for your plans
  • Quality retirement investing newsletter emails
  • Fund ranking and selection for your plans

Tens of thousands of users have signed up!

Join Now (Free)
No Credit Card Required

User names can only consist of alphabetic and
numeric characters.(eg: 0-9a-zA-Z)
I agree to the Terms of use

Login With Facebook:

Get Started Now. It's Free!

Get portfolio suggestions for your
401k plan or brokerage accounts

Powered by MyPlanIQ
You have created an account on MyPlanIQ.com by using this email "", please login MyPlanIQ account or reset your password.