Find your old 401(k)s and pensions. Then plan your retirement.
Search 2.3 million retirement plans and their public filings since 1999, even if the company merged, was bought or went out of business. Then plan your retirement with MyPlanner and invest with model portfolios built on 16 years of research.
No Social Security number needed. Free to search with a MyPlanIQ account. How to find an old 401(k)
Looking up a current employer’s plan, funds or login? Search 401(k) plans:
Find every 401(k) and pension you left behind
Most old retirement accounts are not lost. They sit under a plan name you no longer recognize, or they moved when your company was bought. FindMyPlan follows the public record to tell you where your plan went and who to call.
- 1. Search a former employerJust the company name, even an old or misspelled one. No documents or SSN.
- 2. See what happened to the planStill running, renamed, merged into the buyer’s plan, or paid out and closed, with mergers, acquisitions and bankruptcies from SEC records.
- 3. Know who to contactThe office that holds the records today, a ready-to-send records request, and AI research where the filings stop.
Find your situation
Old job, company still around
Ten ways to find an old 401(k), fastest first.
Company was acquired or merged
How plans merge, freeze or close, and how to find the one that took over.
Company went bankrupt or closed
Your money is held in trust. Here is who pays it out now.
An old pension
Vesting, PBGC, and pensions now paid by an insurance company.
Searching by Social Security number
What the free government tools find, and what they miss.
A small balance that disappeared
Where force-out money goes and how to claim it.
Find it, plan it, invest it
Find and check your 401(k)s
Track down old 401(k)s and pensions with FindMyPlan, look up your current plan’s match and investment menu, and check an old plan before you roll it over.
Plan your retirement
MyPlanner walks you through the big decisions: when you can retire, how much you can spend, when to claim Social Security and whether to convert to Roth, all in one saved plan.
Invest with a proven model
Follow our asset allocation, fixed income and cash-enhanced model portfolios, with every holding and trade shown, and use 50+ free retirement and investing calculators.
Retirement Essentials
Everything a retirement saver needs, $9.95 a month
- Find your old 401(k)s and pensions, with the full money trail and AI research when a trail goes cold.
- Earn more than cash without big risk. Our bond ETF portfolio has beaten leading bond funds over the past 10 years, with less volatility.
- Invest with a proven allocation model: low-cost index funds plus strong sectors such as healthcare and technology.
- Plan your retirement in MyPlanner, saved to your account. Similar planners cost $129 to $168 a year.
Questions about finding an old 401(k)
How do I find my old 401(k)?
Start with the recordkeeper on an old statement or your former employer’s benefits office, check the Labor Department’s free Retirement Savings Lost and Found, and search the former employer in FindMyPlan to see whether the plan was renamed, merged into another plan or closed, and who holds the records today.
Can I find a 401(k) if the company no longer exists?
Yes. Plan money is held in a trust, separate from the company. When a company is bought, its plan is usually merged into the buyer’s plan or closed and paid out. FindMyPlan follows those transfers through public filings and SEC records.
Do I need my Social Security number to search?
No. FindMyPlan searches by company name. Government tools that use your SSN, such as Retirement Savings Lost and Found, are worth checking too.
Is it free?
Searching is free with a MyPlanIQ account. Full results, MyPlanner with a saved plan and our income and allocation portfolios come with Retirement Essentials for $9.95 a month.
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