MyPlanIQ: Better Financial Future
For Retirement & For Life
Welcome! We provide valuable resources and tools for
- Retirement planning: comprehensive information, savings & investment action plans on retirement plans such as 401(k), 403(b), 529 and annuities
- Long term investment portfolios: time-tested asset allocation strategies to optimize returns with managed risk using low-cost ETFs or mutual funds
- Income & savings: portfolios, action plans and tips on income generating strategies to maximize your income & savings from investments or cash savings
- ETFs & mutual funds: comprehensive historical returns, risks and other relevant information on ETFs and mutual funds for better investment choices
Our data-dependent platform is to assist you in improving your investments and personal finance and creating a prosperous financial future, whether you’re planning for retirement or seeking to build wealth.
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High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...
Retirement planning
- Valuable retirement information and resources
- Comprehensive database of 401(k), 403(b), 529 & annuity plans
- Investment model portfolios customized to a plan & tailored to personal risk profile
- Retirement calculator, 401(k) calculator & more
Investment model portfolios
- Time-tested investment strategies
- Strategic allocation portfolios
- Tactical dynamic allocation portfolios
- Lazy portfolios from guru investors
- Tailored to investors with various levels of experience
Income & Savings
- Income investment portfolios of dividend and bond mutual funds or ETFs
- Cash enhanced savings portfolios
- Resources and tips on better savings such as brokerage CDs and Treasury bill
ETFs & Mutual Funds
- Historical total returns & risk data
- Dividend histories and up to date dividend data
- Charts and tables for comparison
- Risk managed ETF or mutual fund clones
Featured Articles
Growth At A Reasonable Price (GARP) Stock ETFs
We discuss two Growth At A Reasonable Price (GARP) ETFs: T. Rowe Price Capital Appreciation ETF TCAF and Invesco S&P GARP ETF SPGP. We further show one can again do better to outperform PRWCX by utilizing the GARP ETFs and total return bond portfolios
Market and Economy Review
We review the current economy and financial markets.
Maximizing Your Retirement Income: The 4% Withdrawal Rule & Retirement Withdrawal Calculator
We review the latest data for safe retirement withdrawal strategies such as the 4% rule. We also introduce the new retirement withdrawal calculator
How To Fully Utilize Self-Directed IRAs For Retirement Investments
We claim that IRAs in a brokerage now offers better and cheaper investment choices than a typical 401(k) plan.
Newsletter Collection Update
We list our recent articles and briefly overview current market conditions
Portfolio Calculator (Simulator) And Rolling Returns
We present our free Portfolio Calculator and discuss its unique feature of producing historical rolling returns for a portfolio.
ETFs In Asset Classes For Portfolio Construction
We discuss our new ETFs in Asset Classes web page and show how these selected group of ETFs can be used for asset allocation portfolios.
Retirement Savings: How Much Should You Save For A Comfortable Retirement Life?
High yield bonds, managed correctly, can be a valuable addition to boost fixed income returns.
High Yield Bonds Are Good Alternatives For Aggressive Fixed Income Investors
High yield bonds, managed correctly, can be a valuable addition to boost fixed income returns.
Portfolio Calculator (Simulator)
Quickly enter fund allocation and get a back test result on the performance of this 'lazy' portfolio.
Retirement Calculator
See how much you can save for retirement.
Customize Asset Allocation Portfolios
Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.
Investment Calculator
Grow your wealth and see the power of compounding
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expense, investment options or how to select investments on your 401k plan ...