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Take the first step toward maximizing savings, minimizing stress, and achieving your dream retirement.
Feature Tools
Retirement Calculator
See how much you can save for retirement.
Retirement Savings Tracker
Monitor your savings progress, get up-to-date estimated pension at retirement
401(k) Investment Assistant
Answer a few questions to get started in your 401(k) investments
Monte Carlo Retirement Simulator
Statistical simulation to evaluate retirement goal
Portfolio Calculator (Simulator)
Enter fund allocation and quickly get a back test result on the performance of this ‘lazy’ portfolio
Asset Allocation Calculator
Answer a few quesitons to derive asset allocation weights tailored to your investment expectation and risk tolerance
More savings, investing & financial calculators & tools
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- Find plan contact
- Find plan match, contribution & vesting policies
- Get plan investment options and model portfolios
What We Offer
- Free weekly retirement savings newsletters
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- Premium composite portfolio allocation indicator to avoid large loss
- Custom model portfolios for 401(k) plans
- Diversified strategic and tactical asset allocation portfolios
- Fixed income model portfolios with outstanding returns
- Monitor and track performance
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Feature Articles
Income Growth, Historical 401(k) Contribution Limit Data
How Much Should I Save for Retirement By Age? A Realistic Reference
Realistic Reference Data on Retirement Savings by Age in 2025
Warren Buffett’s Phenomenal Run: The Oracle May Retire, But His Legacy Endures
One Fund Does It All
Lazy Portfolios Aren’t Lazy in Growing Wealth
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
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