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Chasing Income with Those High Yield ETFs. Smart or Misleading?

Chasing Income with Those High Yield ETFs. Smart or Misleading?

Aug 5, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Missed Car Loan at a Record Level, Employment Numbers Revised Down Sharply, 31% of Retirees Considering Returning to Work
  • Chasing Income with Those High Yield ETFs. Smart or Misleading?
  • Tools & Tips: ULTY or MSTY Dividend Calculators
  • Market Overview
The Most Reliable Retirement Savings: Why $1.8 Million is a Popular Lie

The Most Reliable Retirement Savings: Why $1.8 Million is a Popular Lie

Jul 29, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Retirement Savings Still Fall Short, Sluggish Home Sales & The Most Overvalued Stock Market
  • The Most Reliable Retirement Savings Needed: Why $1.8 Million is a Popular Lie
  • Tools & Tips: Retirement Spending Calculator Based on a Portfolio, Fund, or Stock
  • Market Overview
The Best Age (62, 67, or 70) to Claim Your Social Security Benefits

The Best Age (62, 67, or 70) to Claim Your Social Security Benefits

Jul 22, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Social Security Benefit Tax in One Big Beautiful Bill, The Worst US Treasury Bond Returns in History!
  • The Best Age (62, 67, or 70) to Claim Your Social Security Benefits
  • Tools & Tips: Social Security Benefit Claim Age Calculator
  • Market Overview
Retirement Withdrawals in Optimal Order

Retirement Withdrawals in Optimal Order

Jul 15, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Amazon Prime Day Record Sales, Inflation Rise Again? Underestimating Hobby and Pastime Costs
  • Retirement Withdrawals in Optimal Order
  • Tools & Tips: Retirement Withdrawal Optimal Calculator
  • Market Overview
Retirement Milestone Cheat Sheet

Retirement Milestone Cheat Sheet

Jul 8, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: OBBB Tax Changes, More Debt Among Millennials, Adult Children Living at Home
  • Retirement Milestone Cheat Sheet
  • Tools & Tips: Main ETFs You Can Use
  • Market Overview
Savings Hacks

Savings Hacks

Jul 1, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Crypto in 401(k), Private Investments in Target Date Funds, BNPL Credit Score Impact
  • Savings Hacks Using BNPL & Others
  • Tools & Tips: Money Market Fund Center
  • Market Overview
Simple 401(k) Investment Guide

Simple 401(k) Investment Guide

May 27, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: College Education Affordability Declined, Rising Debt Puts Your 401(k) Retirement Savings in a Pickle
  • Simple 401(k) Investment Guide
  • Tools & Tips: 401(k) Investment Assistant
  • Market Overview
Income Growth, Historical 401(k) Contribution Limit Data

Income Growth, Historical 401(k) Contribution Limit Data

May 20, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Interest Rates Rise Again, Rising Home Insurance Cost, …
  • Historical Income Growth, 401(k) Contribution Limit Growth
  • Tools & Tips: 401(k) Maximum Match Calculator — Marvell Semiconductor
  • Market Overview
One Fund Does It All

One Fund Does It All

Apr 29, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: US Food & Engergy Inflation Charts, Empty Shelfs Coming? Part-time Contractors Rejoin on 401(k) Eligibility
  • One Fund Does It All: Savings & Investing in 401(k) Might Not Be That Intimidating
  • Tools & Tips: Retirement Spending Calculator
  • Market Overview
Lazy Portfolios Aren’t Lazy in Growing Wealth

Lazy Portfolios Aren’t Lazy in Growing Wealth

Apr 22, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Golden Rule and The Roth IRA Evangelist 
  • Lazy Portfolios Aren’t Lazy in Growing Wealth
  • Tools & Tips: Investment Arithmetic
  • Market Overview
IRAs as One of the Emergency Fund Sources

IRAs as One of the Emergency Fund Sources

Apr 15, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Back-and-forth Tariff Policies, Stock Market Swings, and Low Retirement Savings Rates
  • IRAs as One of the Emergency Fund Sources
  • The Gotcha in Maximum Solo 401(k) or SEP IRA Contribution Limits
  • Market Overview
Special Issue: Staying the Course Amid Market Turmoil

Special Issue: Staying the Course Amid Market Turmoil

Apr 8, 2025

In this special issue:

  • Latest in Retirement Savings & Personal Finance: Market Turmoil, Majority of Americans Invest in Stocks, …
  • Staying the Course Amid Market Turmoil
  • Tools & Tips: Longest S&P 500 Losses (Drawdowns)
  • Market Overview
The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

Apr 1, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Tariff Liberation Day, Beefing Up Emergency Savings, and Consumer Confidence at Its Lowest
  • The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More
  • Tools & Tips: Social Security Income Calculation Infographic
  • Market Overview
The Right Way to Withdraw from Your 401(k) Without Regret

The Right Way to Withdraw from Your 401(k) Without Regret

Mar 18, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: $1.5 Million’s Retirement Mileage Across Various States, Therapy Needed in Market Turmoil
  • The Right Way to Withdraw from Your 401(k) Without Regret
  • Credit Card Debt Consolidation Calculator
  • Market Overview
Maximize Your Cash Returns

Maximize Your Cash Returns

Mar 11, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Inflation Pressure and 401(k) as Rainy-Day Fund
  • Maximize Your Cash Returns
  • Good Funds: Capital Group ETFs
  • Market Overview
Roth IRA for Kids? SEP IRA for Rental Income?

Roth IRA for Kids? SEP IRA for Rental Income?

Mar 4, 2025

In this issue:

  • News & Tips You Can Use: 5 Tax Tips For Tax Filing Season
  • 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime 
  • Backdoor Roth IRA Pro-Rata Conversion Calculator
  • Market Overview