Rule of Thumb: The 50/30/20 Budget Rule
In this issue:
- Latest in Retirement Savings & Personal Finance
- Rule of Thumb: The 50/30/20 Budget Rule
- Simple Budget Calculator
- Market Overview
9 Lessons From Retirees’ Biggest Retirement Regrets
In this issue:
- 9 Lessons From Retirees’ Biggest Retirement Regrets
- Returns of MyPlanIQ Core Model Portfolios
- Portfolio Simulator (Calculator)
- Lazy Portfolios: Simple Templates for 401(k) and IRA Investments
- Market Overview
Retirement Savings Tracker and Future ‘Pension’ Estimator
In this issue:
- Gen X’s Retirement Savings Shortfall
- Introducing Retirement Savings Tracker & Future ‘Pension’ Estimator
- Retirement Savings Tracker
- Most Popular Bond Funds in 401(k) Plans
- Market Overview
Smart Rules of Thumb to Manage Your Personal Debts
In this issue:
- Student Loan Payoff and 401(k) Match
- Smart Rules of Thumb to Manage Your Personal Debts
- Savings Goal Calculator: Payoff Debt and Save More
- Most Popular Bond Funds in 401(k) Plans
- Market Overview
Health Insurance Costs Far Outpace Inflation: How to Protect Your Retirement Savings
In this issue:
- Medicare Cost Increases for 2025 & Ever Rising Health Insurance Cost
- How to Safeguard Your Retirement Savings from Increasing Health Care Costs
- Investment Return Calculators for Funds, Portfolios or Stocks
- Most Popular Stock Funds in 401(k) Plans
- Market Overview
The Four Essential Steps for 401(k) Investments
In this issue:
- Leaving your company: things to consider for your company 401(k) account
- The Four Essential Steps for 401(k) Investments
- How to Determine the Amount to Contribute to Maximize Your Company Match
- Thrift Savings Plan: The Largest Public Sector Workers’ Retirement Savings Plan
- Market overview: Enjoy the season but don’t be complacent
Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
In this issue:
- Retirees’ credit card debt increased!
- Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
- Traditional 401(k) vs. Roth 401(k) Calculator
- Top 15 employers with the highest employer match rate per employee
- Market overview: Year-end stock rally?
A 6% Default Retirement Savings Rate Is Becoming the Standard—But Is It Enough?
In this issue:
- A 6% default retirement savings rate Is becoming the standard—but Is It enough?
- Bonds for the long-term: why a 60% stock/40% bond portfolio?
- Retirement calculator: why a 12% to 15% savings rate
- Top 15 employers with the highest employer match per employee
- Market overview: renewed inflation threats
Maximize Tax-Deferred Retirement Savings Beyond the $69,000 ($70,000 for 2025) IRS Limit
For individuals with multiple income streams, such as physicians, small business owners, startup founders, entrepreneurs, and consultants in tech or other fields, it’s possible to exceed the IRS’s annual limit for tax-deferred retirement savings ($69,000 for 2024 and $70,000 for 2025).
Stocks for The Long Term: Why They Outperform Bonds
In this issue:
- Retirement savings: what Morningstar retirement model reveals
- Stocks for the long-term: why they outperform bonds
- Investment arithmetic: investment calculator
- The billion-dollar employer contribution club
- Market overview: post-election stock rally, inflation …
When to Retire Matters—A Lot!
Retiring at the peak of a bull market or right after a bear market can significantly impact your retirement finances.
How to Become a 401(k) Millionaire?
Save & invest consistently, dollar-cost average your way to be a 401k millionaire.
Introducing the Save More, Grow Wise Newsletter
Introducing Save More, Invest Wise Newsletter that focuses on retirement savings, retirement investments, etirement planning, personal finance topics such as debts and spending, and tools.
Comparing Yields on Various Types of Personal Loans: Should You Pay Off or Invest?
Comparing Yields on Various Types of Personal Loans: Should You Pay Off or Invest? Loans are a big part of managing your money, and it’s important to get a handle on how their interest rates work so you can make smart choices. Whether you’re buying a house, getting a...
Berkshire Hathaway — A Conglomerate of Diversified Holdings as a Fund
In this newsletter, we unveil the ‘best’ long-term stock mutual fund! We discuss its investment methodology and use our own unique tools to measure it against other excellent long-term stock funds.
Lessons From the Investment Options Selection of Savvy Investment Companies’ 401(k) Plans
We examine the 401(k) retirement plans from several savvy investment and financial service companies. In particular, we look at their investment options offered in the plans and discuss some of the funds briefly.
Growth At A Reasonable Price (GARP) Stock ETFs
We discuss two Growth At A Reasonable Price (GARP) ETFs: T. Rowe Price Capital Appreciation ETF TCAF and Invesco S&P GARP ETF SPGP. We further show one can again do better to outperform PRWCX by utilizing the GARP ETFs and total return bond portfolios
Maximizing Your Retirement Income: The 4% Withdrawal Rule & Retirement Withdrawal Calculator
We review the latest data for safe retirement withdrawal strategies such as the 4% rule. We also introduce the new retirement withdrawal calculator
How To Fully Utilize Self-Directed IRAs For Retirement Investments
We claim that IRAs in a brokerage now offers better and cheaper investment choices than a typical 401(k) plan.
Portfolio Calculator (Simulator) And Rolling Returns
We present our free Portfolio Calculator and discuss its unique feature of producing historical rolling returns for a portfolio.