Retirement Plans

401(k), 403(b), IRAs

Comprehensive retirement benefit information like contribution limits, tax advantages, investment options, and employer matching on popular retirement options:

  • work place 401(k) and 403(b) plans
  • deferred compensation 457 plans
  • annuities
  • college savings 529 plans

We have the most comprehensive database for individual plans.  We also provide investment model portfolios customized to a plan’s available investment options and tailored to a participant’s personal risk profile.

Stay informed and make sound decisions about your financial future with our detailed insights on Retirement Plans.

Looking for a (forgotten) 401(k)?

Find plan contact info, plan expense, investment options or how to select investments on your 401k plan ...

 

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High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...

Articles on Retirement Plans

One Fund Does It All

In this issue:

  • Latest in Retirement Savings & Personal Finance: US Food & Engergy Inflation Charts, Empty Shelfs Coming? Part-time Contractors Rejoin on 401(k) Eligibility
  • One Fund Does It All: Savings & Investing in 401(k) Might Not Be That Intimidating
  • Tools & Tips: Retirement Spending Calculator
  • Market Overview

Lazy Portfolios Aren’t Lazy in Growing Wealth

In this issue:

  • Latest in Retirement Savings & Personal Finance: Golden Rule and The Roth IRA Evangelist 
  • Lazy Portfolios Aren’t Lazy in Growing Wealth
  • Tools & Tips: Investment Arithmetic
  • Market Overview

IRAs as One of the Emergency Fund Sources

In this issue:

  • Latest in Retirement Savings & Personal Finance: Back-and-forth Tariff Policies, Stock Market Swings, and Low Retirement Savings Rates
  • IRAs as One of the Emergency Fund Sources
  • The Gotcha in Maximum Solo 401(k) or SEP IRA Contribution Limits
  • Market Overview

Special Issue: Staying the Course Amid Market Turmoil

In this special issue:

  • Latest in Retirement Savings & Personal Finance: Market Turmoil, Majority of Americans Invest in Stocks, …
  • Staying the Course Amid Market Turmoil
  • Tools & Tips: Longest S&P 500 Losses (Drawdowns)
  • Market Overview

A Step-by-Step Guide to Finding Your Old 401(k) Account

If you’ve lost track of an old 401(k) account due to job changes, mergers, or simply forgetting about it, don’t worry—there are several steps you can take to locate your funds. Whether your former employer was a large corporation like Bloomberg L.P. or a smaller...

The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

In this issue:

  • Latest in Retirement Savings & Personal Finance: Tariff Liberation Day, Beefing Up Emergency Savings, and Consumer Confidence at Its Lowest
  • Paying Off Debt or Funding Retirement? How to Decide When Every Dollar Counts
  • Paying off Debt or Investing Calculator
  • Market Overview

The Right Way to Withdraw from Your 401(k) Without Regret

In this issue:

  • Latest in Retirement Savings & Personal Finance: $1.5 Million’s Retirement Mileage Across Various States, Therapy Needed in Market Turmoil
  • The Right Way to Withdraw from Your 401(k) Without Regret
  • Credit Card Debt Consolidation Calculator
  • Market Overview

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more ...

Portfolio Calculator (Simulator)

Enter fund allocation and get a back test permance result of this 'lazy' portfolio.

Retirement Calculator

See how much you can save for retirement.

Customize Asset Allocation Portfolios

Build a model portfolio with strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Investment Calculator

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Looking for a (forgotten) 401(k)?

Find plan contact info, plan expense, investment options or how to select investments on your 401k plan ...