VSP RETIREMENT PLAN

Plan Contact

  • Address: 3333 QUALITY DRIVE,RANCHO CORDOVA,CA
  • Contact person: APRIL BETTENCOURT
  • Phone: (916) 851-5000

Plan General Information

VSP RETIREMENT PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of VSP RETIREMENT PLAN is $1,292,923,294.00.This plan was established in 1971.

VSP RETIREMENT PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in VSP RETIREMENT PLAN is 6816

VSP RETIREMENT PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for VSP RETIREMENT PLAN is $189,689.00

VSP RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for VSP RETIREMENT PLAN is $6,633.00.

VSP RETIREMENT PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in VSP RETIREMENT PLAN is approximately $8,938.00
Investing in this additonal $8,938.00 for 20 years would give you extra $572,082.00, assuming a 10% annual return.

VSP RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2023, VSP RETIREMENT PLAN allocates $60,926,781.00 to match its employees' contributions, providing an employer match rate of 144.08% of their contributions

VSP RETIREMENT PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of VSP RETIREMENT PLAN is 19.58%.

VSP RETIREMENT PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for VSP RETIREMENT PLAN is 17.82%. This measures the effectiveness of the plan participants' investments in the year.

VSP RETIREMENT PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of VSP RETIREMENT PLAN is 0.07%.

Enrollment Features

VSP RETIREMENT PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.
    Self-directed Brokerage: It allows participants or employees to allocate part or all of its account to a self directed brokereage account as an investment option.


Free newsletters

High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more …

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …