SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK

Plan Contact

  • Contact person: THOMAS FORESE JR
  • Phone: (978) 725-7623

Plan General Information

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Total Retirement Plan Assets

At the end of 2005, the total retirement plan assets of SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK is $4,994,797.00.This plan was established in 1994.

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Total Number of Retirement Plan Participants

At the end of 2005, the total number of retirement plan participants in SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK is 134

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Average Participant Retirement Account Value

In 2005, the average participant retirement account value for SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK is $37,274.00

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Estimated Average Employee Contribution Amount

In 2005, the estimated average employee contribution amount per participant for SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK is $4,543.00.

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Estimated Average Employer Match

In 2005, the estimated average employer match for an employee in SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK is approximately $725.00
Investing in this additonal $725.00 for 20 years would give you extra $46,436.00, assuming a 10% annual return.

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Total Employer Contribution and Match Rate

In 2005, SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK allocates $97,226.00 to match its employees' contributions, providing an employer match rate of 31.94% of their contributions

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Total Retirement Plan Asset Growth Rate

In 2005, the total retirement plan asset growth rate of SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK is 8.49%.

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Estimated Aggregate Retirement Account Investment Gain/Loss

In 2005, the estimated aggregate retirement account investment gain/loss for SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK is 2.37%. This measures the effectiveness of the plan participants' investments in the year.

SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK Expense Ratio

In 2005, the investment and administrative expense ratio of SBERA 401 K PLAN AS ADOPTED BY LAWRENCE SAVINGS BANK is 0.00%.

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