PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN

Plan Contact

  • Contact person: RICHARD D QUINN
  • Phone: (973) 430-7000

Plan General Information

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Total Retirement Plan Assets

At the end of 2005, the total retirement plan assets of PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN is $958,194,206.00.This plan was established in 1981.

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Total Number of Retirement Plan Participants

At the end of 2005, the total number of retirement plan participants in PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN is 5633

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Average Participant Retirement Account Value

In 2005, the average participant retirement account value for PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN is $170,103.00

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2005, the estimated average employee contribution amount per participant for PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN is $14,290.00.

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Estimated Average Employer Match

In 2005, the estimated average employer match for an employee in PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN is approximately $2,337.00
Investing in this additonal $2,337.00 for 20 years would give you extra $149,591.00, assuming a 10% annual return.

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Total Employer Contribution and Match Rate

In 2005, PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN allocates $13,166,373.00 to match its employees' contributions, providing an employer match rate of 32.71% of their contributions

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Total Retirement Plan Asset Growth Rate

In 2005, the total retirement plan asset growth rate of PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN is 7.74%.

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2005, the estimated aggregate retirement account investment gain/loss for PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN is 8.22%. This measures the effectiveness of the plan participants' investments in the year.

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN Expense Ratio

In 2005, the investment and administrative expense ratio of PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN is 0.00%.

Enrollment Features

PSEG INC THRIFT & TAX-DEFERRED SAVINGS PLAN has the following features:
    Self-directed Brokerage: It allows participants or employees to allocate part or all of its account to a self directed brokereage account as an investment option.

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