L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN
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Plan General Information
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Total Retirement Plan Assets
At the end of 2022, the total retirement plan assets of L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN is $1,494,131,121.00.This plan was established in 1980.
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Total Number of Retirement Plan Participants
At the end of 2022, the total number of retirement plan participants in L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN is 12329
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value
In 2022, the average participant retirement account value for L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN is $121,188.00
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount
In 2022, the estimated average employee contribution amount per participant for L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN is $5,704.00.
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Estimated Average Employer Match
In 2022, the estimated average employer match for an employee in L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN is approximately $2,392.00
Investing in this additonal $2,392.00 for 20 years would give you extra $153,142.00, assuming a 10% annual return.
Investing in this additonal $2,392.00 for 20 years would give you extra $153,142.00, assuming a 10% annual return.
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate
In 2022, L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN allocates $29,501,556.00 to match its employees' contributions, providing an employer match rate of 42.51% of their contributions
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Total Retirement Plan Asset Growth Rate
In 2022, the total retirement plan asset growth rate of L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN is -17.88%.
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Estimated Aggregate Retirement Account Investment Gain/Loss
In 2022, the estimated aggregate retirement account investment gain/loss for L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN is -18.40%. This measures the effectiveness of the plan participants' investments in the year.
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN Expense Ratio
In 2022, the investment and administrative expense ratio of L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN is 0.05%.
Enrollment Features
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN has the following features:Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.
Self-directed Brokerage: It allows participants or employees to allocate part or all of its account to a self directed brokereage account as an investment option.
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