FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

Plan Contact

  • Address: 1617 HURFFVILLE ROAD 1615 HURFFVILL,DEPTFORD,NJ
  • Contact person: LISA NORESKI
  • Phone: (856) 374-9700

Plan General Information

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is $6,184,683.00.This plan was established in 1998.

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is 229

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Average Participant Retirement Account Value

In 2023, the average participant retirement account value for FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is $27,007.00

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is $1,909.00.

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is approximately $686.00
Investing in this additonal $686.00 for 20 years would give you extra $43,965.00, assuming a 10% annual return.

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Total Employer Contribution and Match Rate

In 2023, FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST allocates $157,314.00 to match its employees' contributions, providing an employer match rate of 37.19% of their contributions

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is 18.53%.

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is 16.33%. This measures the effectiveness of the plan participants' investments in the year.

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Expense Ratio

In 2023, the investment and administrative expense ratio of FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is 0.57%.

Enrollment Features

FIRST HARVEST FEDERAL CREDIT UNION 401(K) PLAN AND TRUST has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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