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CED/CONCORD EMPLOYEE BENEFIT PLAN

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Plan General Information

CED/CONCORD EMPLOYEE BENEFIT PLAN Total Retirement Plan Assets

At the end of 1999, the total retirement plan assets of CED/CONCORD EMPLOYEE BENEFIT PLAN is $3,439,928.00.This plan was established in 1993.

CED/CONCORD EMPLOYEE BENEFIT PLAN Total Number of Retirement Plan Participants

At the end of 1999, the total number of retirement plan participants in CED/CONCORD EMPLOYEE BENEFIT PLAN is 317

CED/CONCORD EMPLOYEE BENEFIT PLAN Average Participant Retirement Account Value

In 1999, the average participant retirement account value for CED/CONCORD EMPLOYEE BENEFIT PLAN is $10,851.00

CED/CONCORD EMPLOYEE BENEFIT PLAN Estimated Average Employee Contribution Amount

In 1999, the estimated average employee contribution amount per participant for CED/CONCORD EMPLOYEE BENEFIT PLAN is $3,659.00.

CED/CONCORD EMPLOYEE BENEFIT PLAN Estimated Average Employer Match

In 1999, the estimated average employer match for an employee in CED/CONCORD EMPLOYEE BENEFIT PLAN is approximately $822.00
Investing in this additonal $822.00 for 20 years would give you extra $52,639.00, assuming a 10% annual return.

CED/CONCORD EMPLOYEE BENEFIT PLAN Total Employer Contribution and Match Rate

In 1999, CED/CONCORD EMPLOYEE BENEFIT PLAN allocates $260,729.00 to match its employees' contributions, providing an employer match rate of 44.96% of their contributions

CED/CONCORD EMPLOYEE BENEFIT PLAN Total Retirement Plan Asset Growth Rate

In 1999, the total retirement plan asset growth rate of CED/CONCORD EMPLOYEE BENEFIT PLAN is 38.73%.

CED/CONCORD EMPLOYEE BENEFIT PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 1999, the estimated aggregate retirement account investment gain/loss for CED/CONCORD EMPLOYEE BENEFIT PLAN is 18.20%. This measures the effectiveness of the plan participants' investments in the year.

CED/CONCORD EMPLOYEE BENEFIT PLAN Expense Ratio

In 1999, the investment and administrative expense ratio of CED/CONCORD EMPLOYEE BENEFIT PLAN is 0.00%.

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