CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5

Plan Contact

  • Address: 148 HUDSON RIVER ROAD,WATERFORD,NY
  • Contact person: SONIA TURCOTTE
  • Phone: (518) 238-1900

Plan General Information

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Total Retirement Plan Assets

At the end of 2012, the total retirement plan assets of CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 is $26,155,079.00.This plan was established in 2008.

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Total Number of Retirement Plan Participants

At the end of 2012, the total number of retirement plan participants in CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 is 527

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Average Participant Retirement Account Value

In 2012, the average participant retirement account value for CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 is $49,630.00

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Estimated Average Employee Contribution Amount

In 2012, the estimated average employee contribution amount per participant for CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 is $5,340.00.

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Estimated Average Employer Match

In 2012, the estimated average employer match for an employee in CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 is approximately $1,715.00
Investing in this additonal $1,715.00 for 20 years would give you extra $109,815.00, assuming a 10% annual return.

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Total Employer Contribution and Match Rate

In 2012, CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 allocates $904,258.00 to match its employees' contributions, providing an employer match rate of 64.25% of their contributions

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Total Retirement Plan Asset Growth Rate

In 2012, the total retirement plan asset growth rate of CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 is 12.08%.

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Estimated Aggregate Retirement Account Investment Gain/Loss

In 2012, the estimated aggregate retirement account investment gain/loss for CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 is 16.53%. This measures the effectiveness of the plan participants' investments in the year.

CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 Expense Ratio

In 2012, the investment and administrative expense ratio of CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 3.5 is 0.10%.

Enrollment Features

Recent Articles

Free newsletters

High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more …

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Get Started

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Click for tips and plans for income

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …