ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN Contribution & Employer Match

ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN Contribution & Employer Match

ZIEGLER INC. provides the following retirement savings benefits to its employees:

ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN is $119,967.00

ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN is $6,325.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
404,849.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,325.00 in ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate

In 2023, ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN allocates $11,265,760.00 to match its employees' contributions, providing an employer match rate of 65.74% of their contributions

ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN is approximately $3,868.00
Investing in this additonal $3,868.00 for 20 years would give you extra $247,599.00, assuming a 10% annual return.

ZIEGLER INC. VOLUNTARY RETIREMENT SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Up to 75% of pre-tax annual compensation; up to 10% of gross income on a post-tax basis.

2. Employer Match/Contribution Conditions: 100% match of the first 3% of eligible pay deferred on a pre-tax basis and 50% match of the next 2% of eligible pay deferred on a pre-tax basis. The employer may make an additional discretionary non-elective contribution of up to 2% of compensation.

3. Vesting Schedule/Eligibility: Participants are immediately vested in the safe harbor matching and supplemental transition benefits. Eligibility requires working at least 30 days for a participating company and a minimum of 1,000 hours worked per year.

4. Roth 401(k) contribution: Yes.

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