Select Page

STANFORD CONTRIBUTORY RETIREMENT PLAN Contribution & Employer Match

STANFORD CONTRIBUTORY RETIREMENT PLAN Contribution & Employer Match

THE BOARD OF TRUSTEES OF THE LELAND STANFORD JUNIOR UNIVERSITY provides the following retirement savings benefits to its employees:

STANFORD CONTRIBUTORY RETIREMENT PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for STANFORD CONTRIBUTORY RETIREMENT PLAN is $274,298.00

STANFORD CONTRIBUTORY RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for STANFORD CONTRIBUTORY RETIREMENT PLAN is $7,085.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
453,477.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,085.00 in STANFORD CONTRIBUTORY RETIREMENT PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in STANFORD CONTRIBUTORY RETIREMENT PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

STANFORD CONTRIBUTORY RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2023, STANFORD CONTRIBUTORY RETIREMENT PLAN allocates $241,904,791.00 to match its employees' contributions, providing an employer match rate of 84.97% of their contributions

STANFORD CONTRIBUTORY RETIREMENT PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in STANFORD CONTRIBUTORY RETIREMENT PLAN is approximately $6,010.00
Investing in this additonal $6,010.00 for 20 years would give you extra $384,662.00, assuming a 10% annual return.

STANFORD CONTRIBUTORY RETIREMENT PLAN Contribution & Match Policy

1. Employee Contribution Rates: Participants may elect to contribute their eligible pre-tax or after-tax compensation to the Plan up to the amount allowable under the Plan document and current income tax regulations.

2. Employer Match/Contribution Conditions: The university makes a basic contribution of 1% to 5% of each eligible participant’s basic compensation, depending on years of eligible service. The university also makes a matching contribution of 1.5% to 5% of each eligible participant’s compensation, depending on the participant’s elected deferral.

3. Vesting Schedule/Eligibility: Participants are immediately vested in their accounts. Employees of the university, except for students, are eligible to participate immediately; part-time employees scheduled to work less than 20 hours a week or less than 1,000 hours over a 12-month period, temporary, and casual employees are eligible after completing one year of service.

4. Roth 401(k) Contribution: The Plan permits participants to make Roth contributions utilizing after-tax contributions.

Recent Articles

Free newsletters

High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Get Started

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more ...

Click for tips and plans for income

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this 'lazy' portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan ...