NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN Contribution & Employer Match

NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN Contribution & Employer Match

NATIONAL HOLISTIC INSTITUTE, INC. provides the following retirement savings benefits to its employees:

NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2022, the average participant retirement account value for NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN is $13,979.00

NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2022, the estimated average employee contribution amount per participant for NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN is $560.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
35,879.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 560.00 in NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

NATIONAL HOLISTIC INSTITUTE, INC. 401(K) PLAN Contribution & Match Policy

1. Employee Contribution Rates: Participants may contribute annual compensation up to the federal maximum, as defined by the Plan.

2. Employer Match/Contribution Conditions: The Company may elect to make discretionary matching contributions based on eligible compensation contributed to the Plan each year. Employees are eligible for these contributions when they meet the age requirement and complete six months of service.

3. Vesting Schedule/Eligibility: Participants are immediately vested in their contributions. For the Company's matching contributions, the vesting scale is based on years of service, starting at 0% vesting for less than 1 year of service and reaching 100% vesting after 4 years. Profit-sharing contributions vest at 0% for less than 1 year, 25% after 1 year, and up to 100% after 6 years of service.

4. Roth 401(k) Contribution: Yes, the Plan allows Roth elective deferral contributions.

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