EARLY WARNING SERVICES, LLC 401(K) PLAN Contribution & Employer Match
EARLY WARNING SERVICES, LLC 401(K) PLAN Contribution & Employer Match
EARLY WARNING SERVICES, LLC provides the following retirement savings benefits to its employees:
EARLY WARNING SERVICES, LLC 401(K) PLAN Average Participant Retirement Account Value
EARLY WARNING SERVICES, LLC 401(K) PLAN Estimated Average Employee Contribution Amount
665,941.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 10,405.00 in EARLY WARNING SERVICES, LLC 401(K) PLAN, assuming a 10%* annual return.
2023 & 2024 401(k) contribution limits by IRS
| Pretax and roth employee contributions | Employee and employer contributions combined | Catch-up contributions (in addition to the employee and employer combined limit, age 50 and over) | |
|---|---|---|---|
| 401(k) contribution limit for 2023 | $22,500 | $66,000 | $7,500 |
| 401(k) contribution limit for 2024 | $23,000 | $69,000 | $7,500 |
$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.
$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!
Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.
Employer match in EARLY WARNING SERVICES, LLC 401(K) PLAN
An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.
EARLY WARNING SERVICES, LLC 401(K) PLAN Total Employer Contribution and Match Rate
EARLY WARNING SERVICES, LLC 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $6,385.00 for 20 years would give you extra $408,701.00, assuming a 10% annual return.
EARLY WARNING SERVICES, LLC 401(K) PLAN Contribution & Match Policy
1. Employee Contribution Rates: Eligible participants can contribute up to a total of 75% of their annual eligible compensation.
2. Employer Match/Contribution Conditions: The employer matches contributions based on a plan year basis, not to exceed 5% of plan compensation, and employees must be actively employed on the last day of the plan year to share in discretionary contributions.
3. Vesting Schedule/Eligibility: Participants are immediately vested in their own contributions. For employer contributions, the vesting schedule is: less than 1 year of service: 0%, after 1 year: 25%, after 2 years: 100%. Eligibility requires completion of 30 continuous days of employment or one year of service.
4. Roth 401(k) contribution: Yes, it allows Roth 401(k) contributions.
Recent Articles
- Best Strategy to Withdraw Funds in Retirement
- Retirement Milestone Cheat Sheet
- Savings Hacks
- July 2025 MyPlanIQ Portfolio Update
- Annuity Income Payout vs. Invest & Withdraw
- What $1 Million Really Buys You in Retirement: Annuity vs. Investment Strategy
- Public Pay Might Be Higher Than You Think (Once You Do the Math)
- Why Managing Volatility Matters
- Stock Compensation 101: How People Build Wealth (or Blow It)
Free newsletters
High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more ...
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan ...