AT&T RETIREMENT SAVINGS PLAN Contribution & Employer Match
AT&T RETIREMENT SAVINGS PLAN Contribution & Employer Match
AT&T INC. provides the following retirement savings benefits to its employees:
AT&T RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value
AT&T RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount
278,407.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,350.00 in AT&T RETIREMENT SAVINGS PLAN, assuming a 10%* annual return.
2023 & 2024 401(k) contribution limits by IRS
| Pretax and roth employee contributions | Employee and employer contributions combined | Catch-up contributions (in addition to the employee and employer combined limit, age 50 and over) | |
|---|---|---|---|
| 401(k) contribution limit for 2023 | $22,500 | $66,000 | $7,500 |
| 401(k) contribution limit for 2024 | $23,000 | $69,000 | $7,500 |
$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.
$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!
Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.
Employer match in AT&T RETIREMENT SAVINGS PLAN
An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.
AT&T RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate
AT&T RETIREMENT SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $2,434.00 for 20 years would give you extra $155,831.00, assuming a 10% annual return.
AT&T RETIREMENT SAVINGS PLAN Contribution & Match Policy
1. Employer Match/Contribution Conditions: The Company matches participants' contributions according to the provisions of the respective plan. Some matching contributions are made in the form of cash and are participant directed immediately upon allocation. The majority of Company matching contributions are made solely in the form of shares of AT&T’s common stock. Matching contributions made in stock are held in an Employee Stock Ownership Plan (ESOP), which is part of the AT&T Shares Fund, within the AT&T Master Trust.
2. Vesting Schedule/Eligibility: The vesting schedule for employer contributions states that in the event of plan termination, participants’ account balances shall be 100% vested. The text does not specify other eligibility requirements.
3. Roth 401(k) Contribution: Not explicitly mentioned.
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