Select Page

ASPIRIANT 401(K) AND PROFIT SHARING PLAN Contribution & Employer Match

ASPIRIANT 401(K) AND PROFIT SHARING PLAN Contribution & Employer Match

ASPIRIANT LLC provides the following retirement savings benefits to its employees:

ASPIRIANT 401(K) AND PROFIT SHARING PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for ASPIRIANT 401(K) AND PROFIT SHARING PLAN is $226,487.00

ASPIRIANT 401(K) AND PROFIT SHARING PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for ASPIRIANT 401(K) AND PROFIT SHARING PLAN is $12,256.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
784,443.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 12,256.00 in ASPIRIANT 401(K) AND PROFIT SHARING PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in ASPIRIANT 401(K) AND PROFIT SHARING PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

ASPIRIANT 401(K) AND PROFIT SHARING PLAN Total Employer Contribution and Match Rate

In 2023, ASPIRIANT 401(K) AND PROFIT SHARING PLAN allocates $802,741.00 to match its employees' contributions, providing an employer match rate of 25.63% of their contributions

ASPIRIANT 401(K) AND PROFIT SHARING PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in ASPIRIANT 401(K) AND PROFIT SHARING PLAN is approximately $2,856.00
Investing in this additonal $2,856.00 for 20 years would give you extra $182,830.00, assuming a 10% annual return.

ASPIRIANT 401(K) AND PROFIT SHARING PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees may contribute a portion of their salary up to the limits imposed by Section 402(g) of the IRC.

2. Employer Match/Contribution Conditions: The employer matches 100% on the first $2,500 deferred by the participant and 50% on the next $5,000 deferred, capped at $5,000.

3. Vesting Schedule/Eligibility: Discretionary matching contributions and profit-sharing contributions vest according to the following schedule:

4. - Less than 2 years: 0%

5. - 2 years: 20%

6. - 3 years: 40%

7. - 4 years: 60%

8. - 5 years: 80%

9. - 6 years or more: 100%

10. Participants are fully vested upon retirement, death, disability, or Plan termination.

11. Roth 401(k) Contribution: Participants may elect to make Roth 401(k) contributions.

Recent Articles

Free newsletters

High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Get Started

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more ...

Click for tips and plans for income

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this 'lazy' portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan ...