Investment options of ZP GROUP PLAN A
Total Available Funds: 67
| Investment Description |
|---|
| at December 31, |
| Fidelity Management Fidelity |
| Vanguard Target Retirement 2055 Fund |
| Vanguard Target Retirement 2050 Fund |
| JP Morgan JP Morgan Large-Cap Growth Fund |
| Vanguard Target Retirement 2060 Fund |
| Vanguard Target Retirement 2045 Fund |
| American Funds WAMU Fund |
| Vanguard Target Retirement 2040 Fund |
| Vanguard Target Retirement 2035 Fund |
| American Funds Europacific Fund |
| T. Rowe Price New Horizons Fund |
| Fidelity Management Fidelity Small-Cap |
| Eaton Vance Parametric International Equity Fund |
| John Hancock Disciplined Value Fund |
| T. Rowe Price Mid-Cap Growth Fund |
| Blackrock Core Bond Fund |
| Fidelity Management Fidelity International Index Fund |
| Columbia Threadneedle Columbia Dividend Income Fund |
| Franklin Templeton Franklin Utilities Fund |
| Vanguard Target Retirement 2065 Fund |
| Fidelity Management Fidelity Mid-Cap |
| JP Morgan JP Morgan Emerging Markets Equity Fund |
| Vanguard Balance Index Fund |
| Dodge & Cox Dodge & Cox Global Bond Fund |
| Fidelity Management Fidelity US Bond Index Fund |
| Fidelity Management Fidelity Advisor Stock Selector Mid-Cap Fund |
| Vanguard Target Retirement Income Fund |
| Columbia Threadneedle Columbia Overseas Value Fund |
| Vanguard Target Retirement 2025 Fund |
| Vanguard Target Retirement 2020 Fund |
| through October 2029 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| JPMORGAN LARGE CAP GROWTH R6 |
| DODGE & COX GLOBAL BOND I |
| VANGUARD BAL IDX – ADM |
| JOHN HANCOCK DISC VALUE MC R6 |
| FID MID CAP INDEX |
| COLUMBIA OVERSEAS VALUE I3 |
| FID INTERNATIONAL INDEX |
| COLUMBIA DIVIDEND INCOME I3 |
| VAN TARGET RETIRE 2050 |
| AMERICAN FUNDS WAMU – R6 |
| TRP NEW HORIZONS – I |
| NUVEEN RE SECURITIES SELECT R6 |
| VAN TARGET RETIRE 2035 |
| VAN TARG RETIRE 2065 |
| VAN TARGET RETIRE 2045 |
| VAN TARGET RETIRE 2020 |
| FID SMALL CAP INDEX |
| FID ADV STOCK SEL MID CAP Z |
| FID 500 IND |
| FRANKLIN UTILITIES FUND – R6 |
| T ROWE PRICE MID CAP GROWTH I |
| VAN TARGET RETIRE INC |
| FID US BOND IND |
| VAN TARGET RETIRE 2040 |
| AMERICAN FUNDS EUROPAC GRO- R6 |
| JPM EMERGING MARKETS EQUITY R6 |
| PARAMETRIC INTERNATIONAL EQ R6 |
| VAN TARGET RETIRE 2030 |
| VAN TARG RETIRE 2060 |
| VAN TARGET RETIRE 2025 |
| VAN TARGET RETIRE 2055 |
| BLACKROCK CORE BOND K |
| MET GG SV 25554 – J |
Investment model portfolios
We provide two types of investment model portfolios for ZP GROUP PLAN A participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ZP GROUP PLAN A