Investment options of ZEUS 401(K) PLAN
Total Available Funds: 26
| Investment Description |
|---|
| PIMCO All Asset Fund Institutional Class 12,357 shares |
| Vanguard Target Retirement 2050 Fund 221,223 shares |
| Vanguard Target Retirement 2040 Fund 345,368 shares |
| Vanguard Mid Capitalization Index ADM 9,959 shares |
| Vanguard Institutional Index 58,716 shares |
| Vanguard Index Trust Small Cap Index 91,997 shares |
| Vanguard Target Retirement 2030 Fund 204,148 shares |
| Vanguard Target Retirement Income 124,276shares |
| Vanguard Target Retirement 2045 315,633 shares |
| Vanguard Target Retirement 2035 625,281 shares |
| Vanguard Target Retirement 2025 308,121 shares |
| Vanguard Target Retirement 2020 71,827 shares |
| Vanguard Target Retirement 2055 126,936 shares |
| Principal Small Cap Growth I R6 84,236 shares |
| Vanguard Target Retirement 2060 Investor 100,839 shares $ |
| Vanguard Target Retirement 2070 8,461 shares |
| Fidelity Emerging Markets Fund Class K 22,681 shares |
| Pimco Income Institutional Class 231,560 shares |
| Blackrock High Yield Bond 321,101 shares |
| John Hancock JHN HNK Disciplined Value Fund Class R6 173,239 shares |
| Eaton Vance Atlanta Capital SMID Cap 164,359 shares |
| MFS International Diversification Class R6 273,967 shares |
| Putnam Equity Income R6 215,122 shares |
| MFS Growth Class R6 138,730 shares |
| Vanguard Target Retirement 2065 51,417 shares |
| ranging from 5.25% to 10.5% |
Investment model portfolios
We provide two types of investment model portfolios for ZEUS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ZEUS 401(K) PLAN