Investment options of ZEMPLEO 401(K) PLAN
Total Available Funds: 33
| Investment Option List |
|---|
| 1AMPDC1 105,742.84 |
| 1ACHINI 705,497.80 |
| 1ACH25I 1,245,067.63 |
| 1ACH30I 1,063,676.04 |
| 1ACH35I 695,921.16 |
| 1ACH40I 924,812.41 |
| 1ACH45I 592,397.72 |
| 1ACH50I 856,179.40 |
| 1ACH55I 1,077,253.88 |
| 1ACH60I 300,982.59 |
| 1ACH65I 335,124.13 |
| 1RERGX 17,845.81 |
| 1RNWGX 27,163.24 |
| 1AMIEC1 315,822.30 |
| 1WTINER 157,571.04 |
| 1CSRIX 36,624.74 |
| 1WTSCER 132,939.03 |
| 1JGMNX 69,019.76 |
| 1ESPRX 24,125.55 |
| 1WTMCER 163,422.62 |
| 1HRAUX 128,494.49 |
| 1VEVRX 306,130.98 |
| 1AMDEC1 914,326.46 |
| 1ABLCGR 217,187.33 |
| 1WTEQR 950,481.46 |
| 1OIEJX 245,996.89 |
| 1ALRDFI 395,384.02 |
| 1AMICC1 241,287.12 |
| 1FIPDX 100,816.46 |
| 1NRSIX 47,646.98 |
| 1URIBX 15,807.22 |
| 1GWAQ25 1.950 114,538.23 |
| FORFEITURES 164.55 |
Investment model portfolios
We provide two types of investment model portfolios for ZEMPLEO 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ZEMPLEO 401(K) PLAN