Investment options of ZB DAVIS 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| 1RNPGX 1,637,783.18 |
| 1RNWGX 288,747.13 |
| 1RLLGX 137,993.66 |
| 1MKWIX 37,108.30 |
| 1DUSLX 1,474,907.48 |
| 1VIMAX 1,358,130.28 |
| 1VSMAX 705,755.20 |
| 1BTMKX 1,118,866.72 |
| 1WFSPX 1,536,296.58 |
| 1FRISX 176,726.81 |
| 1BPLBX 47,596.72 |
| 1VGSLX 127,112.10 |
| 1RCBFX 49,767.37 |
| 1MPHQX 987,736.03 |
| 1DFIGX 11,176.30 |
| 1RAFXX 0.03 |
| 1RRCTX 149,952.09 |
| 1RFDTX 1,836,727.78 |
| 1RFETX 1,866,496.63 |
| 1RFFTX 3,056,191.07 |
| 1RFGTX 1,898,845.39 |
| 1RFHTX 2,969,080.88 |
| 1RFITX 1,287,371.19 |
| 1RFKTX 643,366.11 |
| 1RFUTX 249,461.59 |
| 1RFVTX 50,140.60 |
| 1JLVMX 514,996.99 |
| FORFEITURES 4,223.27 |
Investment model portfolios
We provide two types of investment model portfolios for ZB DAVIS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ZB DAVIS 401(K) PLAN