Investment options of YARDI SYSTEMS INC. 401K PROFIT SHARING PLAN
Total Available Funds: 29
| Investment Description |
|---|
| FIDELITY GOVERNMENT MONEY MARKET MONEY MARKET FUND |
| FIDELITY GROWTH COMPANY FUND MUTUAL FUND |
| FIDELITY BLUE CHIP GROWTH FUND MUTUAL FUND |
| FIDELITY U. S. BOND INDEX FUND MUTUAL FUND |
| FIDELITY LOW PRICE STOCK FUND MUTUAL FUND |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY FUND MUTUAL FUND |
| FIDELITY GINNIE MAE FUND MUTUAL FUND |
| FIDELITY OTC PORTFOLIO MUTUAL FUND |
| SPARTAN TOTAL MARKET INDEX FUND MUTUAL FUND |
| FIDELITY 500 INDEX FUND INVESTOR CLASS MUTUAL FUND |
| PIMCO TOTAL RETURN FUND CLASS A MUTUAL FUND |
| JP MORGAN EQUITY INCOME FUND CLASS R6 MUTUAL FUND |
| SPARTAN GLOBAL XUS IDX ADVTG MUTUAL FUND |
| SPARTAN MID CAP IDX ADVTG MUTUAL FUND |
| SPARTAN SM CAP IDX ADVTG MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2055 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2020 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2030 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2040 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2050 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT INCOME FUND MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2025 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2035 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2045 MUTUAL FUND |
| JANUS ENTERPRISE FUND CLASS T MUTUAL FUND |
| ALLSPRING SMALL CAP VALUE FUND MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2060 MUTUAL FUND |
| VICTORY RS SMALL CAP GROWTH FUND CLASS A MUTUAL FUND |
| FIDELITY OVERSEAS FUND CLASS K MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for YARDI SYSTEMS INC. 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for YARDI SYSTEMS INC. 401K PROFIT SHARING PLAN