Investment options of XGS, LLC 401(K) PLAN
Total Available Funds: 45
| Investment Option List |
|---|
| AB Global Bond Fund Z Registered Investment Company |
| Allspg Spec MdCp Vl Fd R6 Registered Investment Company |
| AmCen Ultra Fund R6 Registered Investment Company |
| American Funds Bond Fd Am R6 Registered Investment Company |
| BlkRck High Yield Port K Registered Investment Company (BGHCX) |
| Fidelity Adv Intl Growth Fnd Z Registered Investment Company |
| Fidelity Adv Ttl Bnd Fd Z Registered Investment Company |
| Hartford Strat Inc R6 Registered Investment Company |
| Invesco Comstock Fund R6 Registered Investment Company (ACSDX) |
| Undiscoverd Mngrs Bhv Vl F R6 Registered Investment Company |
| Vangrd Balanced Index Fnd Adm Registered Investment Company |
| Vangrd Explorer Fund Adm Registered Investment Company |
| Vangrd Large-Cap Index Fd Adm Registered Investment Company |
| Vangrd Mid-Cap Index Fund Adm Registered Investment Company (RHFHX) |
| Vangrd Small-Cap Index Fnd Adm Registered Investment Company |
| Vangrd Tot Int Stk In F Adm Registered Investment Company |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
| Allspring Special Mid Cap Value Fund R6 (SMCDX) |
| American Century Ultra Fund R6 (AULNX) |
| American Funds Bond Fund of America R6 (FBOFX) |
| BlackRock High Yield bond Portfolio K (BHYIX) |
| Fidelity Advisor International Growth Fund Z (FIIIX) |
| Hartford Strategic Income R6 (HSNIX) |
| Invesco Comstock Fund R6 (ACSDX) |
| Undiscovered Mngrs Behavioral Value Funs R6 (UBVLX) |
| Vanguard Balanced Index Fund Adm (VAARX) |
| Vanguard Explorer Fund Adm (VAARX) |
| Vanguard Large Cap Index Fund Adm (VLCAX) |
| Vanguard Mid Cap Index Fund Adm (VIMSX) |
| Vanguard Small Cap Index Fund Adm (VISVX) |
| Voya MyCompass Index Aggressive 2045 Fund R |
| Voya MyCompass Index Conservative 2035 Fund R |
| Voya MyCompass Index Conservative 2045 Fund R |
| Voya MyCompass Index Conservative 2055 Fund R |
| Voya MyCompass Index Conservative 2065 Fund R |
| Voya MyCompass Index Conservative Ret Fund R |
| Voya MyCompass Index Moderate 2035 Fund R |
| Voya MyCompass Index Moderate 2045 Fund R |
| Voya MyCompass Index Moderate 2055 Fund R |
| Voya MyCompass Index Moderate 2065 Fund R |
| Voya MyCompass Index Moderate Ret Fund R |
| Voya MyCompass Index Aggressive 2065 Fund R |
| Voya MyCompass Index Aggressive Ret Fd R |
| Voya Fixed Account (VOYA) |
| with various maturity dates |
Investment model portfolios
We provide two types of investment model portfolios for XGS, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for XGS, LLC 401(K) PLAN