Investment options of XEC, LLC 401K PLAN
Total Available Funds: 52
| Investment Description |
|---|
| BlackRock FedFund Premier |
| iShares iShares S&P |
| American Funds 2045 Target Date Retirement Fund |
| American Funds 2050 Target Date Retirement Fund |
| American Funds 2035 Target Date Retirement Fund |
| American Funds 2025 Target Date Retirement Fund |
| American Funds 2040 Target Date Retirement Fund |
| American Funds 2030 Target Date Retirement Fund |
| Virtus KAR Small-Cap Growth Class I |
| American Funds 2055 Target Date Retirement Fund |
| American Funds 2060 Target Date Retirement Fund |
| MFS Growth Fund Class R6 |
| American Funds 2020 Target Date Retirement Fund |
| iShares iShares US Aggregated Bond Index Fund Class K |
| Allspring Allspring Special Small Cap Value R6 |
| Baron Baron Asset Institutional |
| American Funds Washington Mutual Investors Fund Class R6 |
| Western Asset Western Asset Core Plus Bond Fund Class |
| Lord Abbett Short Duration Income Fund Class R6 |
| Allspring Allspring Special Mid Cap Value Fund R6 |
| Invesco International Diversified Fund Class R6 |
| American Funds American Balanced Fund Class R6 |
| iShares iShares Russell 2000 Small Cap Index Fund Class K |
| MFS Mid Cap Growth Fund Class R6 |
| American Funds 2010 Target Date Retirement Fund |
| First Eagle First Eagle Global Fund I |
| ALLSPRING SPECIAL MC VAL R6 |
| BLACKROCK FEDFUND – PREMIER |
| AMERFUNDS 2045 TARG DATERET R6 |
| ALS SPECIAL SMALL CAP VALUE R6 |
| AMERFUNDS 2030 TARG DATERET R6 |
| LORD ABBETT SHORT DUR INC R6 |
| AMERFUNDS 2060 TARG DATERET R6 |
| AMERICAN FUNDS 2055 TARGET R6 |
| WESTERN ASSET CORE PLUS BD IS |
| AMERFUNDS 2050 TARG DATERET R6 |
| MFS MID CAP GROWTH R6 |
| INVESCO INTL DIVERS R6 |
| AMERICAN FUNDS WAMU – R6 |
| AMERFUNDS 2040 TARG DATERET R6 |
| AMERFUNDS AMER BALANCED – R6 |
| AMERFUNDS 2025 TARG DATERET R6 |
| MFS GROWTH FUND R6 |
| FIRST EAGLE GLOBAL FUND I |
| ISHARES S&P 500 INDEX K |
| BARON ASSET INST |
| AMERFUNDS 2020 TARG DATERET R6 |
| AMERFUNDS 2010 TARG DATERET R6 |
| VIRTUS KAR SMALL-CAP GROWTH I |
| ISHARES US AGGREGATE BD IDX K |
| AMERFUNDS 2035 TARG DATERET R6 |
| ISHARES RUSSELL 2000 SM CAP K |
Investment model portfolios
We provide two types of investment model portfolios for XEC, LLC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for XEC, LLC 401K PLAN