Investment options of WPMG 401(K) RETIREMENT SAVINGS PLAN
Total Available Funds: 27
| Investment Description |
|---|
| AMERICAN FUNDS TRGTDT 2010 R6 |
| AMERICAN FUNDS TRGTDT 2015 R6 |
| AMERICAN FUNDS TRGTDT 2020 R6 |
| AMERICAN FUNDS TRGTDT 2025 R6 |
| AMERICAN FUNDS TRGTDT 2030 R6 |
| AMERICAN FUNDS TRGTDT 2035 R6 |
| AMERICAN FUNDS TRGTDT 2040 R6 |
| AMERICAN FUNDS TRGTDT 2045 R6 |
| AMERICAN FUNDS TRGTDT 2050 R6 |
| AMERICAN FUNDS TRGTDT 2055 R6 |
| AMERICAN FUNDS TRGTDT 2060 R6 |
| AMERICAN FUNDS TRGTDT 2065 R6 |
| DODGE & COX STOCK FUND |
| GOLDMAN SACHS SM-CAP VAL INSTL |
| MIROVA GLBL SUSTAINABLE EQTY Y |
| NORTHERN GLOBAL SUS INDEX I |
| PIMCO ALL ASSET INSTL |
| T ROWE PRICE LARGE CAP GRWTH I |
| TIAA CREF CORE IMPACT BOND INS |
| ACADIAN ALL CTRY WRLD EXUS EQF |
| BLACKROCK EQUITY INDEX FUND J |
| BLACKROCK MSCI ACWI EXUS IND M |
| BLACKROCK US DEBT EQUITY IDX M |
| EXTENDED EQUITY MARKET FUND K |
| GALLIARD STABLE RETURN FUND E |
| PRUDENTIAL CORE PLUS BD CL5 |
| TIMESSQUARE SML CAP GRWTH FD A |
Investment model portfolios
We provide two types of investment model portfolios for WPMG 401(K) RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WPMG 401(K) RETIREMENT SAVINGS PLAN