Investment options of WORLDATWORK RETIREMENT PLAN
Total Available Funds: 32
| Investment Description |
|---|
| Notes receivable from participants Bearing interest at 4.25%-9.50% – |
| JPM GROWTH ADVANTAGE FUND – R6 |
| PIMCO INCOME FUND – A |
| T. ROWE PRICE RETIRE 2050-ADV |
| VANGUARD SM CAP VAL INDEX ADM |
| VANGUARD SMALL CAP INDEX ADMRL |
| VANGUARD MID CAP INDEX – ADM |
| T.ROWE PRICE RETIRE 2020 – ADV |
| T. ROWE PRICE RETIREMENT 2065 |
| VANGUARD MATERIALS INDEX ADM |
| COHEN & STEERS REAL EST SEC A |
| T. ROWE PRICE RET 2035 – ADV |
| JAN HEND GLBL TECH INN I |
| ALLSPRING SPECIAL MC VAL R6 |
| FEDERATED MDT MDCP GR R6 |
| T. ROWE PRICE RET 2045 – ADV |
| T.ROWE PRICE RETIRE 2040 – ADV |
| MACQUARIE SYST EMMKTS EQ R6 |
| AMERICAN FUNDS NEW PERSPECT R5 |
| VANGUARD INTERMEDIATE TERM BON |
| VANGUARD INTL GRTH ADM |
| T. ROWE PRICE RET 2025 – ADV |
| T. ROWE PRICE RETIRE 2060-ADV |
| COLUMBIA DIV INC FUND I |
| T.ROWE PRICE RETIRE 2030 – ADV |
| T. ROWE PRICE RET 2055 – ADV |
| JANUS HENDERSON TRITON FUND N |
| VANGUARD 500 INDEX FUND – ADM |
| ALLSPRING DISC US CORE I |
| VANGUARD DEV MKT INDEX ADMIRAL |
| VANGUARD HEALTH CARE INDEX ADM |
| METLIFE REL ST VAL 25053 – |
Investment model portfolios
We provide two types of investment model portfolios for WORLDATWORK RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WORLDATWORK RETIREMENT PLAN