Investment options of WORKMAN NYDEGGER P.C. 401K PROFIT SHARING PLAN
Total Available Funds: 40
| Investment Description |
|---|
| FIDELITY CASH N/A |
| COMMON SECURITIES N/A |
| BROKERAGELINK MUTUAL FUND N/A |
| HTFD S INTL STK SDR MUTUAL FUND N/A |
| CBA SMCAP GR I MUTUAL FUND N/A |
| PIMCO INCOME INST MUTUAL FUND N/A |
| TRP FINANCIAL SRVS I MUTUAL FUND N/A |
| TRP CAP APPRECIATION MUTUAL FUND N/A |
| DODGE & COX INCOME MUTUAL FUND N/A |
| TRP HIGH YIELD I MUTUAL FUND N/A |
| JPM MID CAP GRTH R5 MUTUAL FUND N/A |
| VANGUARD INTL SM CAP I MUTUAL FUND N/A |
| AS SPL MID CP VAL R6 MUTUAL FUND N/A |
| GP GLOBAL REACH INST MUTUAL FUND N/A |
| JH DSCPL VAL MDCP I MUTUAL FUND N/A |
| AB SM CAP GRTH K MUTUAL FUND N/A |
| FID SEL HEALTHCARE MUTUAL FUND N/A |
| FID SEL UTILITIES MUTUAL FUND N/A |
| FID BLUE CHIP GR MUTUAL FUND N/A |
| FID MID CAP STOCK MUTUAL FUND N/A |
| FID INTL GROWTH MUTUAL FUND N/A |
| FID CONTRAFUND K MUTUAL FUND N/A |
| FID LOW PRICED STK K MUTUAL FUND N/A |
| FID US BOND IDX MUTUAL FUND N/A |
| FID 500 INDEX MUTUAL FUND N/A |
| FID MID CAP IDX MUTUAL FUND N/A |
| FID SM CAP IDX MUTUAL FUND N/A |
| FID INTL INDEX MUTUAL FUND N/A |
| FID EXTD MKT IDX MUTUAL FUND N/A |
| FID FDM IDX 2010 IPR MUTUAL FUND N/A |
| FID FDM IDX 2020 IPR MUTUAL FUND N/A |
| FID FDM IDX 2025 IPR MUTUAL FUND N/A |
| FID FDM IDX 2030 IPR MUTUAL FUND N/A |
| FID FDM IDX 2035 IPR MUTUAL FUND N/A |
| FID FDM IDX 2040 IPR MUTUAL FUND N/A |
| FID FDM IDX 2045 IPR MUTUAL FUND N/A |
| FID FDM IDX 2050 IPR MUTUAL FUND N/A |
| FID FDM IDX 2055 IPR MUTUAL FUND N/A |
| FID FDM IDX 2060 IPR MUTUAL FUND N/A |
| FID STRATEGIC INCOME MUTUAL FUND N/A |
Investment model portfolios
We provide two types of investment model portfolios for WORKMAN NYDEGGER P.C. 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WORKMAN NYDEGGER P.C. 401K PROFIT SHARING PLAN