Investment options of WOLF TRAP FOUNDATION 403(B) PLAN
Total Available Funds: 19
| Investment Description |
|---|
| Principal Prin Lifetime Hybrid 2020 R6 |
| Principal Prin LifeTime Hybrid 2030 R6 |
| Principal Prin LifeTime Hybrid 2050 R6 |
| Principal Prin Lifetime Hybrid 2045 R6 |
| Principal Prin LifeTime Hybrid 2055 R6 |
| Principal Prin LifeTime Hybrid Inc R6 |
| Principal Prin Lifetime Hybrid 2040 R6 |
| Principal Prin LifeTime Hybrid 2060 R6 |
| Principal Prin LifeTime Hybrid 2035 R6 |
| Principal Prin LifeTime Hybrid 2065 R6 ++ |
| PIMCO Income Institutional Fund |
| Principal Global Investors Core Fixed Income R6 Fund |
| John Hancock Advisors John Hancock Balanced R6 Fund |
| JP Morgan Investment Mgmt Inc JP Morgan Large Cap Growth R6 Fund |
| JP Morgan Investment Mgmt Inc JP Morgan US Value R6 Fund |
| Vanguard Group Vanguard 500 Index Admiral Fund |
| Capital Research & Mgmt Co American Funds NewPrsp R6 Fund |
| MFS Investment Management MFS Intl Growth R6 Fund |
| Rate 5.25% to 10.50% – |
Investment model portfolios
We provide two types of investment model portfolios for WOLF TRAP FOUNDATION 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WOLF TRAP FOUNDATION 403(B) PLAN