Investment options of WINTHROP & WEINSTINE, P.A. 401K PLAN & TRUST
Total Available Funds: 44
| Investment Description |
|---|
| MAINSTAY FUNDS REGISTERED INVESTMENT NR |
| SCHWAB FUNDS SELF-DIRECTED BROKERAGE ACCOUNTS NR |
| SEI TRUST COMPANY COMMON COLLECTIVE TRUST PRIN/BR S&NR |
| VANGUARD GROUP REGISTERED INVESTMENT NR |
| COMPANY VANGUARD TGT RMT 2040 INV |
| FUND5 |
| VANGUARD GROUP REGISTERED INVESTMENT NR |
| COMPANY VANGUARD TGT RMT 2050 INV |
| FUND |
| VANGUARD GROUP REGISTERED INVESTMENT NR |
| COMPANY VANGUARD TGT RMT 2040 INV |
| FUND3 |
| SEI TRUST COMPANY COMMON COLLECTIVE TRUST PRIN/BR RUSS 2000 I CIT N |
| SEI TRUST COMPANY COMMON COLLECTIVE TRUST ALLSPRING CORE NR |
| BD CIT TR |
| AMERICAN FUNDS SERVICE REGISTERED INVESTMENT NR |
| COMPANY AMERICAN FUNDS EUROPACIFIC GR |
| SEI TRUST COMPANY COMMON COLLECTIVE TRUST PRIN/BR S&NR |
| 500 INDEX CIT TR |
| SEI TRUST COMPANY REGISTERED INVESTMENT NR |
| COMPANY PRIN/BR AGG BD INDEX CIT TR |
| SEI TRUST COMPANY REGISTERED INVESTMENT NR |
| COMPANY PRIN/BR INTL EQ INDX CIT TR |
| VANGUARD GROUP REGISTERED INVESTMENT NR |
| COMPANY VANGUARD TGT RMT INC INV |
| FUND |
| PIMCO FUNDS REGISTERED INVESTMENT NR |
| COMPANY PIMCO REAL RETURN/INST |
| SEI TRUST COMPANY COMMON COLLECTIVE TRUST PRIN/BR S&NR |
| MID INDEX CIT TR |
| NORTHERN FUNDS REGISTERED INVESTMENT COMPANY NR |
| NORTHERN GLOBAL REAL ESTATE IX |
| ACADIAN FUNDS REGISTERED INVESTMENT NR |
| COMPANY ACADIAN EMERGING MARKETS I |
| TOUCHSTONE REGISTERED INVESTMENT NR |
| COMPANY TOUCHSTONE MID CAP VAL INSTL F |
| VANGUARD GROUP REGISTERED INVESTMENT NR |
| COMPANY VANGUARD TGT RMT 2020 INV |
| FUND |
| DELAWARE INVESTMENTS REGISTERED INVESTMENT NR |
| COMPANY DELAWARE SMALL CAP VALUE I |
| FUND |
| SEI TRUST COMPANY COMMON COLLECTIVE TRUST GALLIARD STABLE NR |
| RETURN PNTR |
Investment model portfolios
We provide two types of investment model portfolios for WINTHROP & WEINSTINE, P.A. 401K PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WINTHROP & WEINSTINE, P.A. 401K PLAN & TRUST