Investment options of WINTEC ARROWMAKER, INC. 401(K) PLAN
Total Available Funds: 60
| Investment Description |
|---|
| American Funds American Balanced Fund – Class R6 |
| AMF AMF Bond Fund of America R6 |
| American Funds EUPAC Fund – Class R6 |
| Franklin Dynatech Fund – Class R6 |
| Goldman Sachs GQG Partners International Opportunities Fund – Class R6 |
| JPMorgan Small Cap Growth Fund – Class R6 |
| MFS Mid Cap Growth Fund – Class R6 |
| MFS Value Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2010 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2015 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2020 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2025 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2030 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2035 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2040 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2045 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2050 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2055 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2060 Fund – Class R6 |
| Nuveen Lifecycle Nuveen Lifecycle Index 2065 Fund – Class R6 |
| PGIM PGIM High Yield Fund – Class R6 |
| PIMCO Real Return Fund – Institutional Class |
| Vanguard 500 Index Fund – Admiral Class |
| Vanguard Growth and Income Fund – Admiral Class |
| Vanguard Mid-Cap Index Fund – Admiral Class |
| Vanguard Small Cap Index Fund – Admiral Class |
| Victory Victory International Fund – Class R6 |
| Victory Victory Nasdaq-100 Index Fund – Class R6 |
| Victory Victory Sycamore Established Value Fund – Class R6 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERFUNDS AMER BALANCED – R6 |
| FRANKLIN DYNATECH FUND R6 |
| VICTORY ESTABLISHED VALUE R6 |
| VANGUARD GROWTH & INCOME ADMIR |
| AMF BOND FUND OF AMERICA R6 |
| JPMORGAN SMALL CAP GROWTH R6 |
| NUVEEN LC INDEX 2010 R6 |
| NUVEEN LC INDEX 2035 R6 |
| GS GQG PTNRS INTL OPP R6 |
| NUVEEN LC INDEX 2025 R6 |
| NUVEEN LC INDEX 2060 R6 |
| MFS MID CAP GROWTH R6 |
| NUVEEN LC INDEX 2065 R6 |
| NUVEEN LC INDEX 2015 R6 |
| VICTORY NASDAQ-100 INDEX R6 |
| NUVEEN LC INDEX 2040 R6 |
| MFS VALUE R6 |
| PIMCO REAL RETURN FUND – INSTL |
| NUVEEN LC INDEX 2045 R6 |
| AMERICAN FUNDS EUROPAC GRO- R6 |
| VANGUARD SMALL CAP INDEX ADMRL |
| NUVEEN LC INDEX 2050 R6 |
| VICTORY INTERNATIONAL R6 |
| VANGUARD 500 INDEX FUND – ADM |
| VANGUARD MID CAP INDEX – ADM |
| NUVEEN LC INDEX 2020 R6 |
| NUVEEN LC INDEX 2030 R6 |
| NUVEEN LC INDEX 2055 R6 |
| PGIM HIGH YIELD FUND R6 |
Investment model portfolios
We provide two types of investment model portfolios for WINTEC ARROWMAKER, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WINTEC ARROWMAKER, INC. 401(K) PLAN