Investment options of WINDWARD SCHOOL RETIREMENT PLAN
Total Available Funds: 58
| Investment Description |
|---|
| TIAA Access TIAA Access Nuv Core Bond T3 |
| TIAA Access TIAA Access Nuv Core Equity T3 |
| TIAA Access TIAA Access Nuv Infl Lnk Bd T3 |
| TIAA Access TIAA Access Nuv Intl Equity T3 |
| TIAA Access TIAA Access Nuv LfCy Rt Inc T3 |
| TIAA Access TIAA Access Nuv Lrg Cap Gr T3 |
| TIAA Access TIAA Access Nuv Lrg Cap Val T3 |
| TIAA Access TIAA Access Nuv LifCyc 2015 T3 |
| TIAA Access TIAA Access Nuv LifCyc 2020 T3 |
| TIAA Access TIAA Access Nuv LifCyc 2025 T3 |
| TIAA Access TIAA Access Nuv LifCyc 2030 T3 |
| TIAA Access TIAA Access Nuv LifCyc 2040 T3 |
| TIAA Access TIAA Access Nuv LifCyc 2045 T3 |
| TIAA Access TIAA Access Nuv LifCyc 2050 T3 |
| TIAA Access TIAA Access Nuv Mid Cap Grw T3 |
| TIAA Access TIAA Access Nuv Mid Cap Val T3 |
| TIAA Access TIAA Access Nuv RlEstSecSel T3 |
| TIAA Access TIAA Access Nuv Sm Cp Bl Ix T3 |
| TIAA Access TIAA Access Nuv Qt Sm Cp Eq T3 |
| TIAA Access TIAA Access Nuv LgCp Res Eq T3 |
| TIAA Access TIAA Access Nuv Equity Idx T3 |
| Nuveen LfCycle Ix 2065 Retire |
| CREF CREF Equity Index R2 |
| CREF CREF Growth R2 |
| CREF CREF Stock R2 |
| CREF CREF Core Bond R2 |
| CREF CREF Global Equities R2 |
| CREF CREF Inflation-Linked Bond R2 |
| CREF CREF Social Choice R2 |
| PIMCO Income Admin |
| TIAA Traditional Non Benefit Responsive |
| TIAA Traditional Non Benefit Responsive 2 |
| Nuveen Core Bond Premier |
| Nuveen LfCycle Ix 2010 Retire |
| Nuveen LfCycle Ix 2015 Retire |
| Nuveen LfCycle Ix 2020 Retire |
| Nuveen LfCycle Ix 2025 Retire |
| Nuveen LfCycle Ix 2030 Retire |
| Nuveen LfCycle Ix 2035 Retire |
| Nuveen LfCycle Ix 2040 Retire |
| Nuveen LfCycle Ix 2045 Retire |
| Nuveen LfCycle Ix 2050 Retire |
| Nuveen Internatl Eq Idx Retire |
| Nuveen S&P 500 Index Retire |
| Nuveen Small Cap Bld Idx Rtmt |
| Nuveen LfCycle Ix 2060 Retire |
| American Funds AF EuroPacific Growth Fund R4 |
| American Century Am Century Mid Cap Value Inv |
| Baird Asset Management Baird Short Term Bond Fund Inv |
| BlackRock Inflat Prot Bnd Inst |
| Hartford Hartford Dividend & Growth R5 |
| PGIM PGIM Jennison Growth Z |
| Principal MidCap Fund R5 |
| Nuveen LfCycle Ix 2055 Retire |
| American Funds AF American Balanced Fund R4 |
| TIAA Traditional Benefit-Responsive |
| TIAA Plan Loan Default Fund |
| various dates through December 2028 |
Investment model portfolios
We provide two types of investment model portfolios for WINDWARD SCHOOL RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WINDWARD SCHOOL RETIREMENT PLAN