Investment options of WIND RIVER ENVIRONMENTAL 401(K) PLAN
Total Available Funds: 57
| Investment Description |
|---|
| Hartford International Opportunities R6 " |
| Vanguard 500 Index Fund " |
| Vanguard Equity Income Fund " |
| Vanguard Mid-Cap Index Fund " |
| Vanguard Small-Cap Index Fund " |
| Vanguard Developing Market Index Fund " |
| Columbia Strategic Income I3 Fund " |
| Mid Cap Value " |
| Flexpath Moderate 2065 R1 Fund " |
| Flexpath Conservative 2055 R1 Fund " |
| Flexpath Moderate 2045 R1 Fund " |
| Small Cap Value II I1 " |
| Flexpath Aggressive 2035 R1 Fund " |
| Mid Cap Growth I1 Fund " |
| Flexpath Aggressive Retirement R1 Fund " |
| Flexpath Moderate 2035 R1 Fund " |
| Flexpath Conservative 2035 R1 Fund " |
| Flexpath Moderate 2055 R1 Fund " |
| Flexpath Aggressive 2045 R1 Fund " |
| Flexpath Aggressive 2055 R1 Fund " |
| Large Cap Growth III I1 " |
| Flexpath Conservative 2045 R1 Fund " |
| Flexpath Moderate Retirement R1 Fund " |
| Flexpath Conservative Retirement R1 Fund " |
| Core Plus Bond I1 Fund " |
| Flexpath Aggressive 2065 R1 Fund " |
| Flexpath Conservative 2065 R1 Fund " |
| INVESCO DISCOVERY R6 |
| HTFD INTL OPPORTUNITIES R6 |
| VANGUARD TOT BND MKT IND- ADM |
| VANGUARD 500 INDEX FUND – ADM |
| VANG EQUITY INC ADM |
| VANGUARD MID CAP INDEX – ADM |
| VANGUARD SMALL CAP INDEX ADMRL |
| VANGUARD DEV MKT INDEX ADMIRAL |
| COLUMBIA STRATEGIC INCOME I3 |
| MET GG SV 25554 – J |
| CORE PLUS BOND FD – I1 |
| MID CAP GR I1 |
| SM CAP VALUE II I1 |
| MID CAP VALUE I1 |
| FLEXPATH IDX AGG 2065 R1 |
| FLEXPATH IDX CON 2065 R1 |
| FLEXPATH IDX MOD 2065 R1 |
| LARGE CAP GROWTH III – I1 |
| FLEXPATH IDX AGG RET R1 |
| FLEXPATH IDX MOD RET R1 |
| FLEXPATH IDX CON RET R1 |
| FLEXPATH IDX AGG 2035 R1 |
| FLEXPATH IDX MOD 2035 R1 |
| FLEXPATH IDX CON 2035 R1 |
| FLEXPATH IDX AGG 2045 R1 |
| FLEXPATH IDX MOD 2045 R1 |
| FLEXPATH IDX CON 2045 R1 |
| FLEXPATH IDX AGG 2055 R1 |
| FLEXPATH IDX MOD 2055 R1 |
| FLEXPATH IDX CON 2055 R1 |
Investment model portfolios
We provide two types of investment model portfolios for WIND RIVER ENVIRONMENTAL 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WIND RIVER ENVIRONMENTAL 401(K) PLAN