Investment options of WILLOW BROOK 403(B) RETIREMENT PLAN
Total Available Funds: 28
| Investment Description |
|---|
| American Funds New World R6 |
| BlackRock Mid-Cap Growth Equity Instl |
| Calvert Calvert Small-Cap I |
| Columbia Select Global Equity Inst3 |
| Federated Federated Government Obligations Fund |
| Fuller & Thaler Fuller & Thaler Behavioral Sm-Cp Eq Inst |
| PIMCO Commodity Real Return Strategic |
| PIMCO Foreign Bond Holdings Institutional |
| TIAA-CREF TIAA-CREF Large-cap Growth Index Fund |
| Vanguard Intermediate Term Investment |
| Vanguard Mid Cap Index Adm |
| Vanguard Short-Term Treasury Adm |
| Vanguard Target Retirement 2020 |
| Vanguard Target Retirement 2030 |
| Vanguard Target Retirement 2040 |
| Vanguard Target Retirement 2025 |
| Vanguard Target Retirement 2035 |
| Vanguard Target Retirement 2045 |
| Vanguard Target Retirement 2055 |
| Vanguard Target Retirement 2050 |
| Vanguard Target Retirement 2060 |
| Vanguard Target Retirement 2065 |
| Vanguard Wellesley Income Inv |
| Vanguard Value Index Fund Admiral Shares |
| Vanguard 500 Index Admiral |
| Vanguard Short-Term Bond |
| Vanguard High-Yield Corp |
| rates ranging from 4.25 to 10.50 percent – |
Investment model portfolios
We provide two types of investment model portfolios for WILLOW BROOK 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WILLOW BROOK 403(B) RETIREMENT PLAN