Investment options of WHITEFORD, TAYLOR & PRESTON MONEY PURCHASE PENSION PLAN AND TRUST
Total Available Funds: 25
| Investment Description |
|---|
| VANGUARD FEDERAL MONEY MARKET MONEY MARKET |
| SCHWAB VALUE ADVANTAGE MONEY FUND MONEY MARKET |
| AMERICAN BALANCED FUND MUTUAL FUND |
| AMERICAN EUROPACIFIC GROWTH FUND MUTUAL FUND |
| AMERICAN FUNDAMENTAL INVESTORS FUND MUTUAL FUND |
| CALVERT INTERNATIONAL RESPONSIBLE INDEX FUND MUTUAL FUND |
| DFA INTERMEDIATE GOVERNMENT FIXED INCOME MUTUAL FUND |
| DFA GLOBAL CORE PLUS FIXED INCOME FUND MUTUAL FUND |
| DFA REAL ESTATE SECURITIES FUND MUTUAL FUND |
| DODGE & COX INCOME FUND MUTUAL FUND |
| DODGE & COX INTERNATIONAL STOCK FUND MUTUAL FUND |
| FIDELITY 500 INDEX FUND MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX FUND MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX FUND MUTUAL FUND |
| FIDELITY U. S. BOND INDEX FUND MUTUAL FUND |
| JANUS HENDERSON INVESTMENT PARTNERS FUND MUTUAL FUND |
| VANGUARD TOTAL STOCK MARKET INDEX FUND MUTUAL FUND |
| VANGUARD SMALL- CAP VALUE INDEX FUND MUTUAL FUND |
| VANGUARD INTERMEDIATE TERM CORPORATE BOND INDEX FUND MUTUAL FUND |
| VANGUARD SHORT TERM INVESTMENT GRADE FUND MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX FUND MUTUAL FUND |
| VANGUARD TOTAL INTERNATIONAL BOND INDEX FUND MUTUAL FUND |
| VICTORY SYCAMORE ESTABLISHED VALUE R6 MUTUAL FUND |
| MID CAP GROWTH FUND R1 SHARES COMMON AND COLLECTIVE TRUST |
| SMALL CAP VALUE FUND II CL R1 COMMON AND COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for WHITEFORD, TAYLOR & PRESTON MONEY PURCHASE PENSION PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WHITEFORD, TAYLOR & PRESTON MONEY PURCHASE PENSION PLAN AND TRUST