Investment options of WHEELING JESUIT UNIVERSITY DEFINED CONTRIBUTION PLAN
Total Available Funds: 34
| Investment Description |
|---|
| CREF Stock Account |
| CREF Growth Account |
| CREF Equity Index Account |
| CREF Global Equities Account |
| CREF Core Bond Account |
| CREF Inflation-Linked Bond Account |
| CREF Social Choice Account |
| Nuveen Mid-Cap Value-Retirement |
| Nuveen Quant Small Cap Equity-Retirement |
| Nuveen Lifecycle Index 2010-Retirement |
| Nuveen Lifecycle Index 2015-Retirement |
| Nuveen Lifecycle Index 2020-Retirement |
| Nuveen Lifecycle Index 2025-Retirement |
| Nuveen Lifecycle Index 2030-Retirement |
| Nuveen Lifecycle Index 2035-Retirement |
| Nuveen Lifecycle Index 2040-Retirement |
| Nuveen Lifecycle Index 2045-Retirement |
| Nuveen Lifecycle Index 2050-Retirement |
| Nuveen Lifecycle Index 2055-Retirement |
| Nuveen Lifecycle Index 2060-Retirement |
| Nuveen Lifecycle Index 2065-Retirement |
| Nuveen Lifecycle Index Retirement Income-Retirement |
| American Funds Balanced Fund R6 |
| American Funds New World Fund R6 |
| JP Morgan Large Cap Growth R6 |
| JP Morgan Mid-Cap Growth Select |
| MFS International Equity Fund R6 |
| MFS Mid-Cap Value Fund R4 |
| MFS Value Fund R4 |
| Pioneer Bond Fund Class Y |
| Schwab S&P 500 Index |
| The Hartford Strategic Income R5 |
| Vanguard Mid-Cap Index Adm |
| Virtus Small Cap Instl |
Investment model portfolios
We provide two types of investment model portfolios for WHEELING JESUIT UNIVERSITY DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WHEELING JESUIT UNIVERSITY DEFINED CONTRIBUTION PLAN