Investment options of WEXCO INCORPORATED 401(K) PLAN
Total Available Funds: 20
| Investment Option List |
|---|
| FIDELITY GOVERNMENT MONEY MARKET FUND (SPAXX) |
| AMERICAN FUNDS THE GROWTH FUND OF AMERICA MUTUAL FUND (FAFGX) |
| DFA EMERGING MARKETS CORE EQUITY PORTFOLIO MUTUAL FUND (DAADX) |
| DFA U. S. TARGETED VALUE PORTFOLIO MUTUAL FUND (DWUSX) |
| DODGE & COX STOCK FUND MUTUAL FUND (DODFX) |
| FIDELITY 500 INDEX FUND MUTUAL FUND (FUSEX) |
| FIDELITY FREEDOM INDEX INCOME IPR MUTUAL FUND (FFFAX) |
| FIDELITY FREEDOM INDEX 2020 IPR MUTUAL FUND (FFFDX) |
| FIDELITY FREEDOM INDEX 2025 IPR MUTUAL FUND (FFTWX) |
| FIDELITY FREEDOM INDEX 2030 IPR MUTUAL FUND (FFFEX) |
| FIDELITY FREEDOM INDEX 2035 IPR MUTUAL FUND (FFTHX) |
| FIDELITY FREEDOM INDEX 2040 IPR MUTUAL FUND (FFFFX) |
| FIDELITY FREEDOM INDEX 2045 IPR MUTUAL FUND (FFFGX) |
| FIDELITY FREEDOM INDEX 2050 IPR MUTUAL FUND (FFFHX) |
| FIDELITY FREEDOM INDEX 2055 IPR MUTUAL FUND (FDEWX) |
| FIDELITY FREEDOM INDEX 2060 IPR MUTUAL FUND (FDKNX) |
| FIDELITY FREEDOM INDEX 2065 IPR MUTUAL FUND (FAXDX) |
| FIDELITY MID-CAP INDEX FUND MUTUAL FUND (FIIMX) |
| FIDELITY SHORT-TERM BOND INDEX FUND MUTUAL FUND (FSHBX) |
| FIDELITY SMALL-CAPE (FSISX) |
Investment model portfolios
We provide two types of investment model portfolios for WEXCO INCORPORATED 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WEXCO INCORPORATED 401(K) PLAN