Investment options of WESCOM, INC. 401(K) P/S PLAN
Total Available Funds: 25
| Investment Description |
|---|
| EI Fixed Account – Series Class I Guaranteed Investment Contract N/A |
| 1FPIFX 77,551.50 |
| 1FQIFX 56,385.31 |
| 1FXIFX 115,689.20 |
| 1FIHFX 222,139.70 |
| 1FBIFX 509,326.73 |
| 1FIOFX 822,277.96 |
| 1FIPFX 787,360.83 |
| 1FDEWX 746,620.54 |
| 1FDKLX 452,675.93 |
| 1FFIJX 880,972.04 |
| 1RBAIX 229,661.00 |
| 1FSPSX 297,462.91 |
| 1DFREX 55,829.76 |
| 1FSSNX 106,493.45 |
| 1FSMDX 160,316.90 |
| 1FCNTX 396,467.80 |
| 1FXAIX 439,853.45 |
| 1PDGIX 325,010.45 |
| 1FDBLX 40,455.23 |
| 1FIHLX 79,843.79 |
| 1FUAMX 47,065.52 |
| 1FXNAX 77,455.79 |
| 1GWAQ35 1.450 95,498.59 |
| FORFEITURES 29,407.77 |
Investment model portfolios
We provide two types of investment model portfolios for WESCOM, INC. 401(K) P/S PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WESCOM, INC. 401(K) P/S PLAN