Investment options of WEBSTER 401(K) SAVINGS PLAN
Total Available Funds: 38
| Investment Description |
|---|
| Vanguard Group Intermediate Term Bond |
| American Century Mid Cap Value Fund |
| Carillon Tower Advisors Eagle Mid Cap Growth Fund |
| Diamond Hill Large Cap Fund |
| Franklin Small Cap Growth Fund |
| JPMorgan Large Cap Growth Fund |
| Charles Schwab S&P 500 Index Fund |
| BlackRock Emerging Markets Fund |
| Delaware Macquarie Small Cap Value Fund |
| EuroPacific American Funds Europacific Growth Fund |
| Vanguard Group Developing Markets |
| T Rowe Price Associates T Rowe Price Retirement 2040 Fund |
| T Rowe Price Associates T Rowe Price Retirement 2050 Fund |
| T Rowe Price Associates T Rowe Price Retirement 2060 Fund |
| T Rowe Price Associates T Rowe Price Retirement 2010 Fund |
| Vanguard Group Balanced |
| Vanguard Group Small Cap Index Fund Admiral |
| Fidelity Mid Cap |
| due at varying maturity dates through 2033 |
| DIAMOND HILL LARGE CAP FUND Y |
| SCHWAB S&P |
| VANGUARD INTERMEDIATE TERM BON |
| VANGUARD DEV MKT INDEX ADMIRAL |
| CARILLON EAGLE MID CAP GRTH R6 |
| JPMORGAN LARGE CAP GROWTH R6 |
| VANGUARD BAL IDX – ADM |
| AMERICAN FUNDS EUROPAC GRO- R6 |
| TRP RETIREMENT 2040 I |
| FRANKLIN SMALL CAP GROWTH R6 |
| AMERICAN CENTURY MID CP VAL R6 |
| TRP RETIREMENT 2050 I |
| VANGUARD SMALL CAP INDEX ADMRL |
| FID MID CAP INDEX |
| TRP RETIREMENT 2010 I |
| BLACKROCK EMERGING MARKETS K |
| TRP RETIREMENT 2060 I |
| MACQUARIE SMALL CAP VALUE R6 |
| METLIFE REL ST VAL 25053 – |
Investment model portfolios
We provide two types of investment model portfolios for WEBSTER 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WEBSTER 401(K) SAVINGS PLAN