Investment options of WATSON REALTY CORP. 401(K) PLAN
Total Available Funds: 43
| Investment Option List |
|---|
| JH Multimanager Balanced LS (JILBX) |
| JH Multimanager Growth LS (JILGX) |
| Vanguard Growth (VQNPX) |
| Vanguard Mid-Cap Growth (VMGIX) |
| John Hancock Stable Val |
| American Century 2050 (AADNX) |
| JH Multimanager Aggressive LS (JILAX) |
| JPMorgan Large Cap Growth (SEEGX) |
| JH Multimanager Conserv LS |
| American Century 2025 (AABJX) |
| JPMorgan U.S. Equity Fund |
| T. Rowe Price Health Sci (PRHSX) |
| American Century 2035 (AACKX) |
| Vanguard Mid-Cap Value (VMVIX) |
| John Hancock Disciplined Value (JVLIX) |
| American Century 2030 (AABWX) |
| JH Multimanager Moderate LS (JILMX) |
| Small Cap (SGRIX) |
| Vanguard Small Cap Grow Index (VISVX) |
| Parnassus Core Equity Fund (PRBLX) |
| Capital Appreciation Fund |
| American Century 2040 (AACSX) |
| Vanguard Value (VTRIX) |
| American Century In Retirement |
| American Century 2060 (AAEFX) |
| American Century 2045 (AADHX) |
| DFA Emerging Markets Value (DFEPX) |
| Vanguard Small Cap Value Index (VISVX) |
| Invesco Small Cap Growth (GTSVX) |
| American Funds New Perspective (FFPNX) |
| JPMorgan MidCap Value Fund (PVMIX) |
| Invesco Global Fund (GADDX) |
| iShares MSCI EAFE Growth (BTMPX) |
| JH Disciplined Value Intl Fund (JDIVX) |
| John Hancock Bond Fund (TIUSX) |
| American Century 2055 (AADVX) |
| Real Est. Securities Fund (FARCX) |
| Vanguard Tot Wld Stk Index |
| PIMCO Real Return (PRLPX) |
| American Century 2065 (AAEKX) |
| SELECT AA Balanced |
| Harbor Small Cap Value Fund (HASCX) |
| MFS Massachusetts Investors (MITDX) |
Investment model portfolios
We provide two types of investment model portfolios for WATSON REALTY CORP. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WATSON REALTY CORP. 401(K) PLAN