Investment options of WALBRIDGE PROFIT SHARING 401K PLAN
Total Available Funds: 29
| Investment Description |
|---|
| Capital Research and Management American Funds EuroPacific Growth Fund R4 |
| Capital Research and Management American Funds Growth Fund of America R6 |
| Capital Research and Management American Funds Income Fund of America R6 |
| Fidelity Management Trust Company Fidelity 500 Index |
| Fidelity Management Trust Company Fidelity Freedom 2010 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2015 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2020 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2025 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2030 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2035 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2040 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2045 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2050 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2055 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2060 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2065 K6 |
| Fidelity Management Trust Company Fidelity Freedom 2070 K6 |
| Fidelity Management Trust Company Fidelity Freedom Inc K6 |
| Fidelity Management Trust Company Fidelity Mid Cap Index |
| Franklin Strategic Series Franklin Small Cap Growth Fund Class R6 |
| Franklin Templeton Investments Putnam Large Cap Value Fund Class R6 |
| Allspring Global Investments Allspring Core Plus Bond Fund Class R6 |
| iShares MSCI EAFE International Index Fund Class K |
| JPMorgan Mid Cap Value I |
| T. Rowe Price Mid Cap Growth Fund |
| T. Rowe Price International T. Rowe Price International Discovery Fund |
| Vanguard GNMA Adm |
| Vanguard Index Funds Vanguard Small Cap Value Index Admiral |
| Investments, at fair value |
Investment model portfolios
We provide two types of investment model portfolios for WALBRIDGE PROFIT SHARING 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WALBRIDGE PROFIT SHARING 401K PLAN