Investment options of WAKEMED RETIREMENT SAVINGS PLAN
Total Available Funds: 49
| Investment Description |
|---|
| VANGUARD CASH RESERVE |
| FIDELITY CASH RESERVE |
| VARIABLE ANNUITY LIFE INSURANCE COMPANY MONEY MARKET - FORFEITURES |
| VALIC FIXED-INTEREST |
| TRANSAMERICA GENERAL ACCOUNT |
| AMERICAN FUNDS AMERICAN CENTURY ULTRA |
| AMERICAN FUNDS AMERICAN EUROPACIFIC GROWTH R6 |
| FID BLUE CHIP VALUE |
| FIDELITY EMERG MRKTS |
| EATON VAN ATL CAP SMID CAP A |
| FID INTM GOVT INCOME |
| FID LARGE CAP STOCK |
| FID LOW-PRICED STK |
| FID MAGELLAN |
| FID MID CAP VALUE |
| FID OVERSEAS |
| FID SEL BIOTECH |
| FID SEL WIRELESS |
| FID SEL TECHNOLOGY |
| FID SMALL CAP VALUE |
| FID CONTRAFUND |
| FID SEL TEC HARDWARE |
| FID VALUE |
| FID SEL UTILITIES |
| FID OTC PORTFOLIO |
| FID SMALL CAP GROWTH |
| FID GROWTH COMPANY |
| FID 500 INDEX |
| FID MID CAP IDX |
| FID SM CAP IDX |
| FID SEL SEMICONDUCT |
| TRANSAMERICA BALANCE II R |
| TRANSAMERICA GOVERNMENT MM R2 |
| TRANSAMERICA INTERNATIONAL EQUITY R |
| TRANSAMERICA LARGE CORER |
| TRANSAMERICA LARGE GROWTH R |
| TRANSAMERICA LARGE VALUE OPPORTUNITIES R |
| VANGUARD TOTAL BD INDX |
| T. ROWE PRICE NEW AMERICA GROWTH |
| WAKEMED RETIREMENT SAVINGS PLAN |
| VANGUARD TGT RTMT 2020 |
| VANGUARD TGT RTMT 2030 |
| VANGUARD TGT RTMT 2040 |
| VANGUARD TGT RTMT 2050 |
| VANGUARD TGT RTMT 2060 |
| VANGUARD FEDERAL M MKT |
| VANGUARD WINDSOR II ADMIRAL |
| VANGUARD INSTL IDX INSTL PLUS |
| VANGUARD WELLINGTON ADM |
Investment model portfolios
We provide two types of investment model portfolios for WAKEMED RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WAKEMED RETIREMENT SAVINGS PLAN