Investment options of VYVE 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| T. Rowe Price Retire 2040 In |
| JPMorgan Large Cap Growth R6 |
| T. Rowe Price Retire 2030 In |
| TRP retirement 2035 |
| TRP Retirement 2050 I |
| T. Rowe Price Retire 2045 In |
| T. Rowe Price Retire 2025 In |
| T. Rowe Price Retire 2055 In |
| Wasatch Core Growth Inst |
| T. Rowe Price Retire 2060 In |
| Dodge & Cox Income Fund X |
| American Beacon Small Cap Value R6 |
| Vanguard International Growth Adm |
| JPMorgan Equity Income Fund R |
| Fidelity Extended Market Index |
| Fidelity US Bond Index |
| American Funds New World R6 |
| Fidelity Small Capital Index |
| TRP Retirement 2065 I |
| T. Rowe Price Retire 2020 Inv |
| TRP Retirement 2010 I |
| Fidelity Mid Capital Index |
| Vanguard Federal MM INV |
| TRP Retirement 2015 I |
Investment model portfolios
We provide two types of investment model portfolios for VYVE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VYVE 401(K) PLAN