Investment options of VOXTUR ANALYTICS US CORP. 401(K) PLAN
Total Available Funds: 19
| Investment Description |
|---|
| American Funds Balanced Ret Opt Pooled Separate Account – |
| American Funds AMCAP Ret Opt Pooled Separate Account – |
| American Funds New Perspective Ret Opt Pooled Separate Account – |
| American Century Government Bond Ret Opt Pooled Separate Account – |
| DFA U.S. Targeted Value Portfolio Ret Opt Pooled Separate Account – |
| Janus Henderson Triton Ret Opt Pooled Separate Account – |
| Western Asset Core Plus Bond Ret Opt Pooled Separate Account – |
| Transamerica LifeGoal 2025 with BlackRck Ret Opt Pooled Separate Account – |
| Transamerica Partners Stock Index Ret Opt Pooled Separate Account – |
| State Street S&P Mid Cap Index Ret Opt Pooled Separate Account – |
| Amer Funds EuroPacific Growth Ret Opt Pooled Separate Account – |
| TA Vanguard REIT Index Ret Opt Pooled Separate Account – |
| TA Vanguard Small-Cap Index Ret Opt Pooled Separate Account – |
| Columbia Contrarian Core Pooled Separate Account – |
| Columbia Dividend Income Pooled Separate Account – |
| Transamerica Intl Growth Ret Opt Pooled Separate Account – |
| MFS Mid Cap Value Ret Opt Pooled Separate Account – |
| Pioneer Select Mid Cap Growth Ret Opt Pooled Separate Account – |
| Neuberger Berman Strategic Inc Pooled Separate Account – |
Investment model portfolios
We provide two types of investment model portfolios for VOXTUR ANALYTICS US CORP. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VOXTUR ANALYTICS US CORP. 401(K) PLAN