Investment options of VITALIZE, LLC 401(K) PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| AF GROWTH FUND |
| AMER R6 MONEY MARKET MUTUAL FUND (AMMXX) |
| ARTISAN INTL INST MUTUAL FUNDS |
| BARON GROWTH INST MUTUAL FUNDS (OMGIX) |
| BROKERAGELINK MUTUAL FUNDS (MALLX) |
| C&S GLB REALTY I MUTUAL FUNDS |
| DODGE & COX STOCK MUTUAL FUNDS (DODFX) |
| FIDELITY 500 INDEX MUTUAL FUNDS (FUSEX) |
| FIDELITY EXTD MKT IDX MUTUAL FUNDS |
| FIDELITY FREEDOM 2010 MUTUAL FUNDS (FFFCX) |
| FIDELITY FREEDOM 2020 MUTUAL FUNDS (FFFDX) |
| FIDELITY FREEDOM 2025 MUTUAL FUNDS (FFTWX) |
| FIDELITY FREEDOM 2030 MUTUAL FUNDS (FFFEX) |
| FIDELITY FREEDOM 2035 MUTUAL FUNDS (FFTHX) |
| FIDELITY FREEDOM 2040 MUTUAL FUNDS (FFFFX) |
| FIDELITY FREEDOM 2045 MUTUAL FUNDS (FFFGX) |
| FIDELITY FREEDOM 2050 MUTUAL FUNDS (FFFHX) |
| FIDELITY FREEDOM 2055 MUTUAL FUNDS (FDEWX) |
| FIDELITY FREEDOM 2060 MUTUAL FUNDS (FDKNX) |
| FIDELITY FREEDOM 2065 MUTUAL FUNDS (FAXDX) |
| FIDELITY FREEDOM INCOME MUTUAL FUNDS (FFFAX) |
| FIDELITY US BOND IDX MUTUAL FUNDS |
| METWEST TOT RTN BD M MUTUAL FUNDS |
| PIMCO HIGH YIELD INST MUTUAL FUNDS (PHSPX) |
| VANGUARD INFL PROT ADM MUTUAL FUNDS |
| VANGUARD TOT INTL STK AD MUTUAL FUNDS |
| VANGUARD TREASURY MM MUTUAL FUNDS (UATXX) |
| VANGUARD TL INTL BD IDX AD MUTUAL FUNDS |
| VICTORY S SMALL CO OP I MUTUAL FUNDS |
Investment model portfolios
We provide two types of investment model portfolios for VITALIZE, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VITALIZE, LLC 401(K) PLAN