Investment options of VISUAL LEASE, LLC 401(K) PLAN
Total Available Funds: 51
| Investment Description |
|---|
| PIMCO RAE Emerging Markets Fund " |
| T. Rowe Price Retirement 2040 Fund " |
| T. Rowe Price Retirement 2025 Fund " |
| NYLI MacKay High Yield Corporate Bond " |
| ALS Short Term Bond Plus " |
| T. Rowe Price Retirement 2060 Fund " |
| Baron Asset Fund " |
| T. Rowe Price Retirement 2050 Fund " |
| T. Rowe Price Retirement 2045 Fund " |
| T. Rowe Price Retirement 2020 Fund " |
| BNY Mellon Natural Resources Fund " |
| State Street Aggregate Bond " |
| T. Rowe Price Retirement 2030 Fund " |
| Allspring Core Plus Bond " |
| T. Rowe Price Retirement 2035 Fund " |
| Colombia Mid Cap Index Fund " |
| Hartford Core Equity R4 Fund " |
| Principal Large Cap S&P 500 Fund " |
| American Century Ultra Fund " |
| Wasatch Ultra Growth Fund " |
| State Street Global Equity Ex-US Index Fund " |
| Colombia Small Cap Index Fund " |
| T. Rowe Dividend Growth Fund " |
| PIMCO Income Fund " |
| T. ROWE PRICE RET 2055 – ADV |
| PIMCO RAE EMKTS A |
| T.ROWE PRICE RETIRE 2040 – ADV |
| T. ROWE PRICE RET 2025 – ADV |
| NYLI MACKAY HY CORP BOND INV |
| ALS SHORT-TERM BOND PLUS A |
| T. ROWE PRICE RETIRE 2060-ADV |
| BARON ASSET FUND |
| T. ROWE PRICE RETIRE 2050-ADV |
| T. ROWE PRICE RET 2045 – ADV |
| T.ROWE PRICE RETIRE 2020 – ADV |
| BNY MELLON NATURAL RESOURCES I |
| STATE ST AGGREGATE BOND A |
| T.ROWE PRICE RETIRE 2030 – ADV |
| ALLSPRING CORE PLUS BOND ADMIN |
| T. ROWE PRICE RET 2035 – ADV |
| COLUMBIA MID CAP IDX A |
| HARTFORD CORE EQUITY R4 |
| COHEN & STEERS REAL EST SEC A |
| PRINCIPAL LG CP S&P 500 R5 |
| AMERICAN CENTURY ULTRA – INV |
| WASATCH ULTRA GROWTH INV |
| SST GLOBAL AC EQ EX-US IDX A |
| COLUMBIA SM CAP IDX A |
| T ROWE DIVIDEND GRTH ADV |
| PIMCO INCOME FUND – A |
| NYL ANCHOR ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for VISUAL LEASE, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VISUAL LEASE, LLC 401(K) PLAN