Investment options of VISION33 401K PLAN
Total Available Funds: 39
| Investment Description |
|---|
| BLACKROCK LIFEPATH INDEX RETIREMENT K |
| FIDELITY 500 INDEX INSTITUTIONAL PREM |
| BLACKROCK LIFEPATH INDEX 2055 K |
| AMERICAN CENTURY ULTRA R6 |
| LORD ABBOTT CORE BOND CLASS R1 |
| BLACKROCK LIFEPATH INDEX 2035 K |
| JPMORGAN EQUITY INCOME R6 |
| BLACKROCK LIFEPATH INDEX 2045 K |
| FIDELITY INTERNATIONAL INDEX |
| PARNASSUS CORE EQUITY INVESTOR |
| FIDELITY MID CAP INDEX |
| BLACKROCK LIFEPATH INDEX 2050 K |
| PIMCO REAL RETURN A |
| JPMORGAN MID CAP GROWTH R6 |
| AMERICAN NEW PERSPECTIVE R5 |
| FIDELITY INTERNATIONAL CPTL APPREC K6 |
| FIDELITY SMALL CAP INDEX |
| VANGUARD MID-CAP VALUE INDEX ADMIRAL |
| INVESCO DISCOVERY R6 |
| BLACKROCK LIFEPATH INDEX 2040 K |
| DFA US SMALL CAP VALUE I |
| BLACKROCK LIFEPATH INDEX 2030 K |
| BLACKROCK LIFEPATH INDEX 2060 K |
| INTERNATIONAL STOCK FUND CLASS R1 |
| BLACKROCK LIFEPATH INDEX 2065 K |
| 4.25% to 9.50%, maturing through 2029 |
| 98-0417630 number |
| American Century Investments American Century Ultra R6 |
| American Funds New Perspective R5 |
| Dimensional Fund Advisors DFA US Small Cap Value I |
| Fidelity Investments Fidelity 500 Index Institutional Prem |
| Fidelity Investments Fidelity International Index |
| Fidelity Investments Fidelity Intl Cptl Apprec K6 |
| Fidelity Investments Fidelity Mid Cap Index |
| Fidelity Investments Fidelity Small Cap Index |
| Parnassus Parnassus Core Equity Investor |
| Wilmington Trust Core Bond Class R1 |
| Wilmington Trust International Stock Fund Class R1 |
| Loan Fund through 2029 |
Investment model portfolios
We provide two types of investment model portfolios for VISION33 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VISION33 401K PLAN