Investment options of VIEWPOINT EDUCATIONAL FOUNDATION 403(B)PLAN
Total Available Funds: 44
| Investment Description |
|---|
| College Retirement Equities Fund variable annuities TIAA Traditional Benefit Responsive |
| College Retirement Equities Fund variable annuities TIAA Traditional Non Benefit Responsive |
| College Retirement Equities Fund variable annuities CREF Stock R1 |
| College Retirement Equities Fund variable annuities CREF Social Choice R1 |
| College Retirement Equities Fund variable annuities CREF Global Equities R1 |
| College Retirement Equities Fund variable annuities CREF Growth R1 |
| College Retirement Equities Fund variable annuities CREF Equity Index R1 |
| College Retirement Equities Fund variable annuities CREF Inflation-Linked Bond R1 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Intl Equity T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Lrg Cap Val T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2030 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Mid Cap Val T4 |
| College Retirement Equities Fund variable annuities CREF Core Bond R1 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2010 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2015 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2020 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2025 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2030 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2035 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2040 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2045 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2050 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2055 R6 |
| College Retirement Equities Fund variable annuities Nuveen Large Cap Resp Eq R6 |
| College Retirement Equities Fund variable annuities American EuroPac Growth R6 |
| College Retirement Equities Fund variable annuities Vanguard Infl Protect Sec Adm |
| College Retirement Equities Fund variable annuities Vanguard Small-Cap Idx Adm |
| College Retirement Equities Fund variable annuities Vanguard Mid-Cap Idx Adm |
| College Retirement Equities Fund variable annuities PGIM High Yield Z |
| College Retirement Equities Fund variable annuities BlackRock Mid Cap Growth Eq K |
| College Retirement Equities Fund variable annuities Columbia Dividend Income Inst3 |
| College Retirement Equities Fund variable annuities Invesco Global R6 |
| College Retirement Equities Fund variable annuities JPMorgan Large Cap Growth R6 |
| College Retirement Equities Fund variable annuities Lord Abbett Sh Duration Inc I |
| College Retirement Equities Fund variable annuities MFS Intl Intrinsic Value R6 |
| College Retirement Equities Fund variable annuities PIMCO Intl Bd USDolHed Inst |
| College Retirement Equities Fund variable annuities Principal Sml Cp Growth I Inst |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2060 R6 |
| College Retirement Equities Fund variable annuities Vanguard 500 Idx Adm |
| College Retirement Equities Fund variable annuities Vanguard FTSE World Idx Adm |
| College Retirement Equities Fund variable annuities Vanguard Intr-Trm Bnd Idx Adm |
| College Retirement Equities Fund variable annuities VICTORY SYC ESTABLISH VALUE I |
| College Retirement Equities Fund variable annuities VICTORY SYC SMALL COMP OPP I |
| College Retirement Equities Fund variable annuities American Funds New World R6 |
Investment model portfolios
We provide two types of investment model portfolios for VIEWPOINT EDUCATIONAL FOUNDATION 403(B)PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VIEWPOINT EDUCATIONAL FOUNDATION 403(B)PLAN