Investment options of VIBRANTZ 401(K) PLAN
Total Available Funds: 46
| Investment Description |
|---|
| Acadian All Country Wld ex US Eq F Collective Trust Funds |
| JHancock Core Plus Fixed Income Trust P1 Collective Trust Funds |
| Spartan 500 Index Pool C Collective Trust Funds |
| Spartan Extended Market Index CIT CL C Collective Trust Funds |
| State St Real Asset NL Cl C Collective Trust Funds |
| The Vanguard Target Retire 2020 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2025 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2030 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2035 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2040 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2045 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2050 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2055 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2060 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2065 Trust II Collective Trust Funds |
| The Vanguard Target Retire 2070 Trust II Collective Trust Funds |
| The Vanguard Target Retire Incm Trust II Collective Trust Funds |
| William Blair Small Mid Cap Growth CITIV Collective Trust Funds |
| Voya Fixed Account Fixed Annuities |
| through October |
| 1VGRINC 3,100,305.83 |
| 1VG2020 3,615,359.91 |
| 1VG2025 9,779,701.60 |
| 1VG2030 19,119,658.52 |
| 1VG2035 11,024,083.65 |
| 1VG2040 11,023,991.97 |
| 1VG2045 6,536,145.26 |
| 1VG2050 7,762,890.99 |
| 1VG2055 3,437,692.30 |
| 1VG2060 1,560,517.24 |
| 1VG2065 501,310.17 |
| 1VG2070 81,305.88 |
| 1ACWUSF 9,696,918.17 |
| 1STIICC 1,898,349.13 |
| 1SREASC 1,233,400.63 |
| 1DFFVX 4,022,281.73 |
| 1SEMICC 29,486,803.58 |
| 1WBSMIV 2,965,957.74 |
| 1FSPIPC 85,831,899.28 |
| 1FXNAX 1,698,404.40 |
| 1JPFTP1 5,984,108.14 |
| 1IVSVB1 13,903,612.30 |
| 1VOYFXA 1.600 2,047,243.08 |
| 1SDBEMP 858,883.75 |
| 1SDBEMR 226,526.89 |
| FORFEITURES 306,946.11 |
Investment model portfolios
We provide two types of investment model portfolios for VIBRANTZ 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VIBRANTZ 401(K) PLAN