Investment options of VETS PETS 401(K) PLAN
Total Available Funds: 54
| Investment Description |
|---|
| Invesco Stable Asset |
| T. Rowe Price Global Stock I |
| American Funds 2035 Target Date Ret R6 |
| Vanguard Info Tech IDX Admiral |
| DFA US Small Cap Portfolio Inst |
| Lord Abbett Bond Debenture R6 |
| Vanguard Growth Index Fund Adm |
| American Funds 2040 Target Date Ret R6 |
| American Funds 2025 Target Date Ret R6 |
| American Funds 2060 Target Date Ret R6 |
| Vanguard Util IDX Adm |
| Vanguard Small Cap Index Admrl |
| American Funds 2065 Target Date Ret R6 |
| American Funds 2055 Target Date Ret R6 |
| Invesco Gold & Spec MinR6 |
| MFS Core Equity R6 |
| Fidelity Advisors Equity Growth – Z |
| Fidelity Mid Cap Stock Fund K |
| Vanguard 500 Index Fund – Adm |
| Janus Henderson Balanced – N |
| BlackRock High Yield Bond K |
| American Funds 2050 Target Date Ret R6 |
| American Funds 2045 Target Date Ret R6 |
| Vanguard Mid Cap Index – Adm |
| American Funds 2030 Target Date Ret R6 |
| American Funds 2020 Target Date Ret R6 |
| American Funds 2015 Target Date Ret R6 |
| American Funds 2010 Target Date Ret R6 |
| Invesco EQV International Equity Fund – Class R6 |
| Vanguard Equity Inc Adm |
| Macquarie Systematic Emerging Markets EQ R6 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| T ROWE PRICE GLOBAL STOCK I |
| AMERFUNDS 2035 TARG DATERET R6 |
| DFA US SM CAP PORTFOLIO INST |
| AMERFUNDS 2040 TARG DATERET R6 |
| AMERFUNDS 2025 TARG DATERET R6 |
| AMERFUNDS 2060 TARG DATERET R6 |
| AMERFUNDS 2065 TARG DATERET R6 |
| AMERICAN FUNDS 2055 TARGET R6 |
| FID ADV EQUITY GROWTH – Z |
| BLACKROCK HIGH YIELD K |
| AMERFUNDS 2050 TARG DATERET R6 |
| AMERFUNDS 2045 TARG DATERET R6 |
| AMERFUNDS 2030 TARG DATERET R6 |
| COHEN & STEERS REAL EST SEC Z |
| AMERFUNDS 2020 TARG DATERET R6 |
| AMERFUNDS 2015 TARG DATERET R6 |
| AMERFUNDS 2010 TARG DATERET R6 |
| INVESCO EQV INTL EQUITY R6 |
| VANG EQUITY INC ADM |
| MACQUARIE SYST EMMKTS EQ R6 |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for VETS PETS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VETS PETS 401(K) PLAN